IMFS Study Abroad Tools & Calculators<\/title>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Open+Sans:wght@400;600;700;800&display=swap\" rel=\"stylesheet\">\r\n<style>\r\n \/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n IMFS BRAND COLORS \u2014 extracted pixel-precisely from logo\r\n Teal: #033f44 (IMFS lettermark)\r\n Teal light: #0a5c63 (hover \/ button states)\r\n Teal pale: #e8f4f5 (backgrounds \/ inputs)\r\n Teal border: #c0dde0 (borders)\r\n Orange: #ee7f1b (flame \u2014 primary CTA accent)\r\n Orange hover: #d06a0e\r\n Yellow: #fbd707 (flame tip \u2014 highlights)\r\n White: #ffffff\r\n Body bg: #f7f7f7 (matches imfs.co.in)\r\n Body text: #222222 (matches imfs.co.in)\r\n Muted text: #666666 (matches imfs.co.in secondary text)\r\n \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n :root {\r\n --teal: #033f44;\r\n --teal-hover: #0a5c63;\r\n --teal-pale: #e8f4f5;\r\n --teal-border: #c0dde0;\r\n --orange: #ee7f1b;\r\n --orange-hover: #d06a0e;\r\n --orange-pale: #fdf0e0;\r\n --yellow: #fbd707;\r\n --white: #ffffff;\r\n --body-bg: #f7f7f7;\r\n --text: #222222;\r\n --muted: #666666;\r\n --light-text: #999999;\r\n --success-bg: #e8f5ee;\r\n --success-bdr: #7ecba0;\r\n --warn-bg: #fefbe8;\r\n --warn-bdr: #f0d060;\r\n --radius: 6px;\r\n --radius-lg: 10px;\r\n --shadow: 0 2px 12px rgba(3,63,68,0.10);\r\n --shadow-card: 0 1px 6px rgba(3,63,68,0.08);\r\n }\r\n\r\n *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\r\n\r\n body {\r\n font-family: 'Open Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;\r\n background: var(--body-bg);\r\n color: var(--text);\r\n font-size: 14px;\r\n line-height: 1.6;\r\n min-height: 100vh;\r\n }\r\n\r\n \/* \u2500\u2500 HEADER \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-header {\r\n background: var(--teal);\r\n padding: 0;\r\n border-bottom: 3px solid var(--orange);\r\n }\r\n .imfs-header-inner {\r\n max-width: 1000px;\r\n margin: 0 auto;\r\n padding: 28px 20px 26px;\r\n display: flex;\r\n align-items: center;\r\n gap: 24px;\r\n flex-wrap: wrap;\r\n }\r\n \/* Logo lockup mirroring the actual IMFS logo structure *\/\r\n .imfs-logo-block {\r\n display: flex;\r\n align-items: center;\r\n gap: 12px;\r\n text-decoration: none;\r\n }\r\n .imfs-flame-svg {\r\n width: 36px;\r\n height: 48px;\r\n flex-shrink: 0;\r\n }\r\n .imfs-wordmark { line-height: 1; }\r\n .imfs-wordmark-main {\r\n font-size: 26px;\r\n font-weight: 800;\r\n color: #ffffff;\r\n letter-spacing: 2px;\r\n display: block;\r\n }\r\n .imfs-wordmark-sub {\r\n font-size: 8px;\r\n color: rgba(255,255,255,0.55);\r\n letter-spacing: 1.5px;\r\n text-transform: uppercase;\r\n display: block;\r\n margin-top: 2px;\r\n }\r\n .imfs-header-text { flex: 1; min-width: 200px; }\r\n .imfs-header-text h1 {\r\n font-size: clamp(16px, 3vw, 22px);\r\n font-weight: 700;\r\n color: #ffffff;\r\n margin-bottom: 4px;\r\n }\r\n .imfs-header-text h1 span { color: var(--yellow); }\r\n .imfs-header-text p {\r\n font-size: 13px;\r\n color: rgba(255,255,255,0.65);\r\n line-height: 1.5;\r\n }\r\n\r\n \/* \u2500\u2500 STICKY TAB BAR \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-tabs {\r\n background: #022d31;\r\n border-bottom: 1px solid rgba(255,255,255,0.08);\r\n display: flex;\r\n overflow-x: auto;\r\n scrollbar-width: none;\r\n position: sticky;\r\n top: 0;\r\n z-index: 1;\r\n box-shadow: 0 2px 8px rgba(0,0,0,0.2);\r\n }\r\n .imfs-tabs::-webkit-scrollbar { display: none; }\r\n .imfs-tab {\r\n flex-shrink: 0;\r\n padding: 13px 18px;\r\n font-size: 13px;\r\n font-weight: 600;\r\n color: rgba(255,255,255,0.55);\r\n cursor: pointer;\r\n border: none;\r\n background: none;\r\n border-bottom: 3px solid transparent;\r\n white-space: nowrap;\r\n font-family: 'Open Sans', sans-serif;\r\n transition: color 0.15s, border-color 0.15s;\r\n }\r\n .imfs-tab:hover { color: rgba(255,255,255,0.85); }\r\n .imfs-tab.active { color: #ffffff; border-bottom-color: var(--orange); }\r\n\r\n \/* \u2500\u2500 BODY LAYOUT \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-body { max-width: 900px; margin: 0 auto; padding: 24px 16px 56px; }\r\n\r\n .tool-panel { display: none; }\r\n .tool-panel.active { display: block; animation: fadein 0.2s ease; }\r\n @keyframes fadein { from { opacity:0; transform:translateY(6px); } to { opacity:1; transform:translateY(0); } }\r\n\r\n \/* \u2500\u2500 CARD \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-card {\r\n background: var(--white);\r\n border-radius: var(--radius-lg);\r\n padding: 28px 26px 30px;\r\n box-shadow: var(--shadow-card);\r\n border: 1px solid var(--teal-border);\r\n margin-bottom: 20px;\r\n }\r\n .imfs-card-head {\r\n display: flex;\r\n align-items: center;\r\n gap: 12px;\r\n margin-bottom: 6px;\r\n }\r\n .imfs-card-icon {\r\n width: 40px; height: 40px;\r\n background: var(--teal);\r\n border-radius: var(--radius);\r\n display: flex; align-items: center; justify-content: center;\r\n font-size: 18px; flex-shrink: 0;\r\n }\r\n .imfs-card h2 {\r\n font-size: 18px;\r\n font-weight: 700;\r\n color: var(--teal);\r\n line-height: 1.25;\r\n }\r\n .imfs-card .desc {\r\n font-size: 13.5px;\r\n color: var(--muted);\r\n margin-bottom: 22px;\r\n margin-top: 4px;\r\n line-height: 1.65;\r\n }\r\n\r\n \/* \u2500\u2500 SECTION LABEL \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .sec-label {\r\n font-size: 11px;\r\n font-weight: 700;\r\n color: var(--orange);\r\n text-transform: uppercase;\r\n letter-spacing: 1px;\r\n margin: 20px 0 12px;\r\n padding-bottom: 6px;\r\n border-bottom: 1px solid var(--orange-pale);\r\n }\r\n\r\n \/* \u2500\u2500 FORM GRID \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .form-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); gap: 14px; margin-bottom: 18px; }\r\n .fg { display: flex; flex-direction: column; gap: 5px; }\r\n .fg label {\r\n font-size: 11px;\r\n font-weight: 700;\r\n color: var(--teal);\r\n text-transform: uppercase;\r\n letter-spacing: 0.4px;\r\n }\r\n .fg input, .fg select {\r\n padding: 9px 12px;\r\n border-radius: var(--radius);\r\n border: 1px solid var(--teal-border);\r\n background: var(--teal-pale);\r\n font-size: 13.5px;\r\n color: var(--text);\r\n font-family: 'Open Sans', sans-serif;\r\n outline: none;\r\n transition: border-color 0.15s, background 0.15s;\r\n }\r\n .fg input:focus, .fg select:focus {\r\n border-color: var(--teal);\r\n background: var(--white);\r\n box-shadow: 0 0 0 3px rgba(3,63,68,0.08);\r\n }\r\n .fg select {\r\n appearance: none; cursor: pointer; padding-right: 30px;\r\n background-image: url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%23033f44' stroke-width='1.5' fill='none'\/%3E%3C\/svg%3E\");\r\n background-repeat: no-repeat;\r\n background-position: right 10px center;\r\n background-color: var(--teal-pale);\r\n }\r\n .hint { font-size: 11.5px; color: var(--light-text); margin-top: 3px; font-style: italic; }\r\n\r\n \/* \u2500\u2500 BUTTON \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-btn {\r\n display: inline-block;\r\n background: var(--orange);\r\n color: var(--white);\r\n border: none;\r\n border-radius: var(--radius);\r\n padding: 11px 26px;\r\n font-size: 14px;\r\n font-weight: 700;\r\n cursor: pointer;\r\n font-family: 'Open Sans', sans-serif;\r\n transition: background 0.15s, transform 0.1s;\r\n box-shadow: 0 2px 8px rgba(238,127,27,0.35);\r\n letter-spacing: 0.2px;\r\n }\r\n .imfs-btn:hover { background: var(--orange-hover); transform: translateY(-1px); }\r\n\r\n \/* \u2500\u2500 RESULT BOX \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .result-box { margin-top: 20px; border-radius: var(--radius-lg); padding: 20px 22px; display: none; }\r\n .result-box.show { display: block; animation: fadein 0.18s ease; }\r\n .result-box.r-teal { background: var(--teal-pale); border: 1px solid var(--teal-border); }\r\n .result-box.r-green { background: var(--success-bg); border: 1px solid var(--success-bdr); }\r\n .result-box.r-warn { background: var(--warn-bg); border: 1px solid var(--warn-bdr); }\r\n\r\n .r-big { font-size: 2rem; font-weight: 800; color: var(--teal); line-height: 1; margin-bottom: 3px; }\r\n .r-sublabel { font-size: 11px; color: var(--muted); text-transform: uppercase; letter-spacing: 0.5px; font-weight: 600; margin-bottom: 12px; }\r\n .r-verdict { font-size: 14px; font-weight: 700; color: var(--teal); margin-bottom: 12px; }\r\n\r\n .r-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(120px, 1fr)); gap: 10px; margin-top: 12px; }\r\n .r-cell { background: var(--white); border: 1px solid var(--teal-border); border-radius: var(--radius); padding: 11px; text-align: center; }\r\n .r-cell .v { font-size: 1.1rem; font-weight: 700; color: var(--teal); }\r\n .r-cell .k { font-size: 10px; color: var(--muted); text-transform: uppercase; letter-spacing: 0.5px; margin-top: 2px; }\r\n\r\n .r-note { font-size: 12.5px; color: #3a5a5f; margin-top: 12px; line-height: 1.65; padding-top: 12px; border-top: 1px solid rgba(3,63,68,0.1); }\r\n\r\n \/* \u2500\u2500 BAND METER \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .band-meter { display:flex; gap:3px; margin:12px 0 4px; }\r\n .band-seg { flex:1; height:6px; border-radius:3px; background:var(--teal-border); transition:background 0.3s; }\r\n .band-ends { display:flex; justify-content:space-between; font-size:10px; color:var(--light-text); margin-bottom:10px; }\r\n\r\n .sec4 { display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-top:12px; }\r\n .sec4-cell { background:var(--white); border:1px solid var(--teal-border); border-radius:var(--radius); padding:10px; text-align:center; }\r\n .sec4-cell .sv { font-size:1.1rem; font-weight:700; color:var(--teal); }\r\n .sec4-cell .sk { font-size:11px; color:var(--muted); }\r\n\r\n \/* \u2500\u2500 COST TOTAL BAR \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .cost-bar { background:var(--teal); border-radius:var(--radius-lg); padding:18px 22px; margin-top:18px; display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:14px; }\r\n .cost-bar .cb-label { font-size:11px; color:rgba(255,255,255,0.6); text-transform:uppercase; letter-spacing:0.5px; margin-bottom:3px; }\r\n .cost-bar .cb-val { font-size:1.7rem; font-weight:800; color:#fff; }\r\n .cost-bar .cb-val.orange { color:var(--yellow); }\r\n\r\n \/* \u2500\u2500 PERCENTILE BARS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .pb-row { margin-bottom:12px; }\r\n .pb-header { display:flex; justify-content:space-between; font-size:12px; color:var(--muted); font-weight:600; margin-bottom:4px; }\r\n .pb-track { height:8px; background:var(--teal-border); border-radius:4px; overflow:hidden; }\r\n .pb-fill { height:100%; background:linear-gradient(90deg, var(--teal), var(--teal-hover)); border-radius:4px; transition:width 0.4s ease; }\r\n\r\n \/* \u2500\u2500 TABLE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .ref-wrap { margin-top:22px; }\r\n .ref-title { font-size:11px; font-weight:700; color:var(--teal); text-transform:uppercase; letter-spacing:0.8px; margin-bottom:8px; }\r\n table.ref { width:100%; border-collapse:collapse; font-size:13px; border-radius:var(--radius); overflow:hidden; box-shadow:var(--shadow-card); }\r\n table.ref thead tr { background:var(--teal); }\r\n table.ref th { padding:9px 13px; text-align:left; font-size:11px; font-weight:700; color:#fff; text-transform:uppercase; letter-spacing:0.4px; }\r\n table.ref td { padding:9px 13px; border-bottom:1px solid var(--teal-border); color:var(--text); }\r\n table.ref tr:last-child td { border-bottom:none; }\r\n table.ref tr:nth-child(even) td { background:var(--teal-pale); }\r\n\r\n \/* \u2500\u2500 TAGS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .tag { display:inline-block; padding:2px 9px; border-radius:20px; font-size:11px; font-weight:700; }\r\n .tg { background:#d4edda; color:#155724; }\r\n .tt { background:var(--teal-pale); color:var(--teal); }\r\n .tb { background:#d1ecf1; color:#0c5460; }\r\n .ty { background:#fff3cd; color:#856404; }\r\n .tr { background:#f8d7da; color:#721c24; }\r\n\r\n \/* \u2500\u2500 CTA BANNER \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-cta {\r\n background: var(--teal);\r\n border-radius: var(--radius-lg);\r\n padding: 24px 22px;\r\n text-align: center;\r\n border-top: 3px solid var(--orange);\r\n }\r\n .imfs-cta h3 { font-size:16px; font-weight:700; color:#fff; margin-bottom:6px; }\r\n .imfs-cta p { font-size:13px; color:rgba(255,255,255,0.65); margin-bottom:16px; }\r\n .imfs-cta-btn {\r\n display:inline-block;\r\n background:var(--orange);\r\n color:#fff !important;\r\n padding:10px 24px;\r\n border-radius:var(--radius);\r\n text-decoration:none !important;\r\n font-weight:700;\r\n font-size:13.5px;\r\n font-family:'Open Sans',sans-serif;\r\n box-shadow:0 2px 8px rgba(238,127,27,0.4);\r\n transition:background 0.15s;\r\n }\r\n .imfs-cta-btn:hover { background:var(--orange-hover); }\r\n\r\n \/* \u2500\u2500 COST SECTIONS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .cost-sec { border-bottom:1px dashed var(--teal-border); padding-bottom:16px; margin-bottom:4px; }\r\n .cost-sec:last-of-type { border-bottom:none; }\r\n\r\n \/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n MOBILE RESPONSIVE STYLES\r\n \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n \/* Touch-friendly base defaults *\/\r\n .imfs-btn {\r\n width: 100%;\r\n padding: 14px 26px;\r\n font-size: 15px;\r\n touch-action: manipulation;\r\n }\r\n .imfs-tab {\r\n min-height: 48px;\r\n touch-action: manipulation;\r\n }\r\n .fg input, .fg select {\r\n min-height: 44px;\r\n font-size: 16px; \/* prevents iOS auto-zoom on focus *\/\r\n }\r\n .imfs-cta-btn {\r\n display: block;\r\n width: 100%;\r\n text-align: center;\r\n padding: 14px 20px;\r\n font-size: 14px;\r\n touch-action: manipulation;\r\n box-sizing: border-box;\r\n }\r\n\r\n @media (max-width: 600px) {\r\n\r\n \/* Header *\/\r\n .imfs-header-inner {\r\n padding: 16px 14px 14px;\r\n gap: 10px;\r\n }\r\n .imfs-header-text h1 { font-size: 17px; }\r\n .imfs-header-text p { font-size: 12px; }\r\n\r\n \/* Tab bar *\/\r\n .imfs-tab {\r\n padding: 11px 12px;\r\n font-size: 11.5px;\r\n }\r\n\r\n \/* Body *\/\r\n .imfs-body { padding: 14px 10px 48px; }\r\n\r\n \/* Card *\/\r\n .imfs-card { padding: 16px 12px 18px; }\r\n .imfs-card h2 { font-size: 15px; }\r\n .imfs-card .desc { font-size: 12.5px; }\r\n\r\n \/* Form \u2014 single column *\/\r\n .form-grid { grid-template-columns: 1fr; gap: 12px; }\r\n\r\n \/* Result grid \u2014 2 cols *\/\r\n .r-grid { grid-template-columns: 1fr 1fr; }\r\n .r-big { font-size: 1.7rem; }\r\n\r\n \/* IELTS section grid *\/\r\n .sec4 { grid-template-columns: 1fr 1fr; }\r\n\r\n \/* Cost bar \u2014 stacked *\/\r\n .cost-bar {\r\n flex-direction: column;\r\n align-items: flex-start;\r\n gap: 10px;\r\n padding: 14px 14px;\r\n }\r\n .cost-bar .cb-val { font-size: 1.4rem; }\r\n\r\n \/* Tables \u2014 horizontal scroll *\/\r\n .ref-wrap {\r\n overflow-x: auto;\r\n -webkit-overflow-scrolling: touch;\r\n }\r\n table.ref { min-width: 400px; font-size: 12px; }\r\n table.ref th, table.ref td { padding: 7px 9px; }\r\n\r\n \/* Result box *\/\r\n .result-box { padding: 14px 12px; }\r\n\r\n \/* CTA *\/\r\n .imfs-cta { padding: 16px 12px; }\r\n .imfs-cta h3 { font-size: 14px; }\r\n .imfs-cta p { font-size: 12px; }\r\n\r\n \/* Section label & hint *\/\r\n .sec-label { font-size: 10.5px; }\r\n .hint { font-size: 11px; }\r\n }\r\n\r\n @media (max-width: 380px) {\r\n .imfs-tab { padding: 10px 9px; font-size: 11px; }\r\n .imfs-card h2 { font-size: 13.5px; }\r\n .r-cell .v { font-size: 0.95rem; }\r\n }\r\n\r\n \/* \u2500\u2500 HOW TO USE GUIDE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .guide-card {\r\n background: var(--white);\r\n border: 1px solid var(--teal-border);\r\n border-radius: var(--radius-lg);\r\n margin-bottom: 20px;\r\n padding: 18px 20px 20px;\r\n }\r\n .guide-heading {\r\n display: flex;\r\n align-items: center;\r\n gap: 8px;\r\n font-size: 13px;\r\n font-weight: 700;\r\n color: var(--teal);\r\n margin-bottom: 14px;\r\n padding-bottom: 10px;\r\n border-bottom: 1px solid var(--teal-border);\r\n }\r\n .guide-heading-icon { font-size: 15px; }\r\n .guide-pointers {\r\n list-style: none;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 9px;\r\n padding: 0;\r\n margin: 0;\r\n }\r\n .guide-pointers li {\r\n display: flex;\r\n align-items: flex-start;\r\n gap: 10px;\r\n font-size: 13px;\r\n color: var(--text);\r\n line-height: 1.65;\r\n }\r\n .guide-pointers li::before {\r\n content: '';\r\n width: 7px; height: 7px;\r\n border-radius: 50%;\r\n background: var(--orange);\r\n flex-shrink: 0;\r\n margin-top: 6px;\r\n }\r\n .guide-pointers li strong { color: var(--teal); }\r\n .guide-tip {\r\n display: flex;\r\n gap: 8px;\r\n background: #fffbea;\r\n border-left: 3px solid var(--orange);\r\n border-radius: var(--radius);\r\n padding: 9px 12px;\r\n margin-top: 12px;\r\n font-size: 12px;\r\n color: #6b4a00;\r\n line-height: 1.6;\r\n }\r\n\r\n @media (max-width: 600px) {\r\n .guide-card { padding: 14px 14px 16px; }\r\n .guide-pointers li { font-size: 12.5px; }\r\n }\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n\r\n<header class=\"imfs-header\">\r\n <div class=\"imfs-header-inner\">\r\n <div class=\"imfs-header-text\">\r\n <h1>Study Abroad <span>Calculators & Tools<\/span><\/h1>\r\n <p>Free tools for Indian students \u2014 grade conversion, IELTS prediction, cost estimates, and GRE percentiles<\/p>\r\n <\/div>\r\n <\/div>\r\n<\/header>\r\n\r\n\r\n<nav class=\"imfs-tabs\">\r\n <button class=\"imfs-tab active\" onclick=\"showTool('cgpa',this)\">\ud83c\udf93 CGPA \/ GPA Converter<\/button>\r\n <button class=\"imfs-tab\" onclick=\"showTool('german',this)\">\ud83c\udde9\ud83c\uddea German Grade<\/button>\r\n <button class=\"imfs-tab\" onclick=\"showTool('ielts',this)\">\ud83d\udcdd IELTS Predictor<\/button>\r\n <button class=\"imfs-tab\" onclick=\"showTool('cost',this)\">\ud83d\udcb0 Cost Calculator<\/button>\r\n <button class=\"imfs-tab\" onclick=\"showTool('gre',this)\">\ud83d\udcca GRE Percentile<\/button>\r\n<\/nav>\r\n\r\n<div class=\"imfs-body\">\r\n\r\n \r\n <div class=\"tool-panel active\" id=\"tool-cgpa\">\r\n <div class=\"imfs-card\">\r\n <div class=\"imfs-card-head\"><div class=\"imfs-card-icon\">\ud83c\udf93<\/div><h2>CGPA & GPA Converter<\/h2><\/div>\r\n <p class=\"desc\">Convert between CGPA (10-point), percentage, and GPA (4.0 scale). Supports Anna University, VTU, Mumbai University, JNTU and generic 10-point scales.<\/p>\r\n\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Convert From<\/label>\r\n <select id=\"cgpa-mode\" onchange=\"updateCgpaMode()\">\r\n <option value=\"cgpa-to-all\">CGPA \u2192 Percentage & GPA<\/option>\r\n <option value=\"percent-to-all\">Percentage \u2192 CGPA & GPA<\/option>\r\n <option value=\"gpa-to-all\">GPA (4.0) \u2192 CGPA & Percentage<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label id=\"cgpa-input-label\">Your CGPA<\/label>\r\n <input type=\"number\" id=\"cgpa-val\" placeholder=\"e.g. 8.5\" min=\"0\" max=\"10\" step=\"0.01\"><\/div>\r\n <div class=\"fg\"><label>University Scale<\/label>\r\n <select id=\"cgpa-scale\">\r\n <option value=\"10\">Generic (\u00d710)<\/option>\r\n <option value=\"9.5\">Anna University (\u00d79.5)<\/option>\r\n <option value=\"10\">VTU Bangalore (\u00d710)<\/option>\r\n <option value=\"10\">Mumbai University (\u00d710)<\/option>\r\n <option value=\"10\">JNTU (\u00d710)<\/option>\r\n <\/select><\/div>\r\n <\/div>\r\n <button class=\"imfs-btn\" onclick=\"calcCGPA()\">Convert \u2192<\/button>\r\n\r\n <div class=\"result-box r-teal\" id=\"cgpa-result\">\r\n <div class=\"r-big\" id=\"cgpa-primary\">\u2014<\/div>\r\n <div class=\"r-sublabel\" id=\"cgpa-primary-label\">Result<\/div>\r\n <div class=\"r-grid\" id=\"cgpa-grid\"><\/div>\r\n <div class=\"r-note\" id=\"cgpa-note\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"ref-wrap\">\r\n <div class=\"ref-title\">Quick Reference \u2014 CGPA to GPA<\/div>\r\n <table class=\"ref\"><thead><tr><th>CGPA (10-pt)<\/th><th>Percentage<\/th><th>GPA (4.0)<\/th><th>Classification<\/th><\/tr><\/thead>\r\n <tbody>\r\n <tr><td>9.0 \u2013 10.0<\/td><td>90% \u2013 100%<\/td><td>4.0<\/td><td><span class=\"tag tg\">Outstanding<\/span><\/td><\/tr>\r\n <tr><td>8.0 \u2013 8.9<\/td><td>80% \u2013 89%<\/td><td>3.7 \u2013 3.9<\/td><td><span class=\"tag tt\">Excellent<\/span><\/td><\/tr>\r\n <tr><td>7.0 \u2013 7.9<\/td><td>70% \u2013 79%<\/td><td>3.3 \u2013 3.6<\/td><td><span class=\"tag tb\">Very Good<\/span><\/td><\/tr>\r\n <tr><td>6.0 \u2013 6.9<\/td><td>60% \u2013 69%<\/td><td>2.7 \u2013 3.2<\/td><td><span class=\"tag ty\">Good<\/span><\/td><\/tr>\r\n <tr><td>5.0 \u2013 5.9<\/td><td>50% \u2013 59%<\/td><td>2.0 \u2013 2.6<\/td><td><span class=\"tag tr\">Average<\/span><\/td><\/tr>\r\n <\/tbody><\/table>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"guide-card\" id=\"guide-cgpa\">\r\n <div class=\"guide-heading\"><span class=\"guide-heading-icon\">\ud83d\udcd6<\/span> How to Use \u2014 CGPA & GPA Converter<\/div>\r\n <ul class=\"guide-pointers\">\r\n <li>Select <strong>Convert From<\/strong> \u2014 choose CGPA \u2192 All, Percentage \u2192 All, or GPA \u2192 All depending on what you have.<\/li>\r\n <li>Enter your exact score from your marksheet in the input field \u2014 even a 0.1 difference can shift your GPA noticeably.<\/li>\r\n <li>Pick your <strong>University Scale<\/strong> \u2014 Anna University uses \u00d79.5; VTU, Mumbai, and JNTU use \u00d710. Choose Generic (\u00d710) if unsure.<\/li>\r\n <li>Click <strong>Convert \u2192<\/strong> to instantly see your CGPA, percentage, GPA (4.0 scale), and grade classification.<\/li>\r\n <li>US universities typically require a minimum <strong>3.0 GPA (\u2248 7.5 CGPA)<\/strong>; UK requires a 2:1 (\u2248 60%).<\/li>\r\n <li>For Germany, use the <strong>German Grade<\/strong> tab instead \u2014 it uses the official Bavarian Formula.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"imfs-cta\">\r\n <h3>Need help with university applications?<\/h3>\r\n <p>Our counsellors help you present your academic profile to universities worldwide \u2014 67,000+ students placed since 1997.<\/p>\r\n <a href=\"http:\/\/ignitus.in\/imfs\/contact-us\/\" class=\"imfs-cta-btn\">Book a Free Counselling Session \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"tool-panel\" id=\"tool-german\">\r\n <div class=\"imfs-card\">\r\n <div class=\"imfs-card-head\"><div class=\"imfs-card-icon\">\ud83c\udde9\ud83c\uddea<\/div><h2>Indian Grade \u2192 German Grade Converter<\/h2><\/div>\r\n <p class=\"desc\">German universities use a 1.0\u20135.0 scale where 1.0 is the best. Convert your Indian percentage or CGPA using the Modified Bavarian Formula \u2014 the method German universities officially use for international applicants.<\/p>\r\n\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Input Type<\/label>\r\n <select id=\"german-type\" onchange=\"updateGermanType()\">\r\n <option value=\"pct\">Percentage (%)<\/option>\r\n <option value=\"cgpa\">CGPA (10-point)<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label id=\"german-val-lbl\">Your Percentage<\/label>\r\n <input type=\"number\" id=\"german-val\" placeholder=\"e.g. 78\" min=\"0\" max=\"100\" step=\"0.1\"><\/div>\r\n <\/div>\r\n <button class=\"imfs-btn\" onclick=\"calcGerman()\">Convert to German Grade \u2192<\/button>\r\n\r\n <div class=\"result-box r-teal\" id=\"german-result\">\r\n <div class=\"r-sublabel\">German Grade (1.0 = Best, 4.0 = Passing Minimum)<\/div>\r\n <div class=\"r-big\" id=\"german-big\">\u2014<\/div>\r\n <div class=\"r-verdict\" id=\"german-verdict\"><\/div>\r\n <div class=\"r-note\" id=\"german-note\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"ref-wrap\">\r\n <div class=\"ref-title\">German Grade Scale Reference<\/div>\r\n <table class=\"ref\"><thead><tr><th>German Grade<\/th><th>Meaning<\/th><th>Indian % Equiv.<\/th><th>Admission<\/th><\/tr><\/thead>\r\n <tbody>\r\n <tr><td><strong>1.0 \u2013 1.5<\/strong><\/td><td>Sehr Gut (Very Good)<\/td><td>87% \u2013 100%<\/td><td><span class=\"tag tg\">Excellent<\/span><\/td><\/tr>\r\n <tr><td><strong>1.6 \u2013 2.5<\/strong><\/td><td>Gut (Good)<\/td><td>73% \u2013 86%<\/td><td><span class=\"tag tt\">Strong<\/span><\/td><\/tr>\r\n <tr><td><strong>2.6 \u2013 3.5<\/strong><\/td><td>Befriedigend<\/td><td>60% \u2013 72%<\/td><td><span class=\"tag tb\">Moderate<\/span><\/td><\/tr>\r\n <tr><td><strong>3.6 \u2013 4.0<\/strong><\/td><td>Ausreichend<\/td><td>50% \u2013 59%<\/td><td><span class=\"tag ty\">Limited<\/span><\/td><\/tr>\r\n <tr><td><strong>4.1 \u2013 5.0<\/strong><\/td><td>Nicht bestanden<\/td><td>Below 50%<\/td><td><span class=\"tag tr\">Not Eligible<\/span><\/td><\/tr>\r\n <\/tbody><\/table>\r\n <p class=\"hint\" style=\"margin-top:8px;\">Formula used: German Grade = 1 + 3 \u00d7 (100 \u2212 your score) \/ (100 \u2212 40)<\/p>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"guide-card\" id=\"guide-german\">\r\n <div class=\"guide-heading\"><span class=\"guide-heading-icon\">\ud83d\udcd6<\/span> How to Use \u2014 German Grade Converter<\/div>\r\n <ul class=\"guide-pointers\">\r\n <li>Select <strong>Percentage (%)<\/strong> or <strong>CGPA (10-point)<\/strong> based on your marksheet format.<\/li>\r\n <li>Enter your value and click <strong>Convert to German Grade \u2192<\/strong> \u2014 CGPA is auto-converted to percentage before the formula runs.<\/li>\r\n <li>The tool uses the <strong>Modified Bavarian Formula<\/strong> \u2014 the official method used by German universities and uni-assist for Indian applicants.<\/li>\r\n <li>In Germany, <strong>1.0 is the highest<\/strong> grade and <strong>4.0 is the minimum passing<\/strong> grade \u2014 lower numbers are always better.<\/li>\r\n <li>A result of <strong>1.0\u20132.5<\/strong> gives strong eligibility; <strong>2.6\u20133.5<\/strong> is moderate; above 4.0 is not eligible for standard admission.<\/li>\r\n <li>German public universities charge only a semester fee of \u20ac150\u2013\u20ac350 \u2014 <strong>no tuition fees<\/strong> for most programmes.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"imfs-cta\">\r\n <h3>Planning to study in Germany?<\/h3>\r\n <p>IMFS has placed hundreds of students in top German universities \u2014 including free tuition programmes at TU Munich, LMU, and RWTH Aachen.<\/p>\r\n <a href=\"http:\/\/ignitus.in\/imfs\/study-in-germany\/\" class=\"imfs-cta-btn\">Explore Germany with IMFS \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"tool-panel\" id=\"tool-ielts\">\r\n <div class=\"imfs-card\">\r\n <div class=\"imfs-card-head\"><div class=\"imfs-card-icon\">\ud83d\udcdd<\/div><h2>IELTS Score Predictor<\/h2><\/div>\r\n <p class=\"desc\">Enter your mock test raw scores for Listening and Reading, then self-assess Writing and Speaking. Get your predicted overall IELTS band with section-wise analysis and improvement tips.<\/p>\r\n\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>\ud83c\udfa7 Listening \u2014 Correct Answers (out of 40)<\/label>\r\n <input type=\"number\" id=\"il\" placeholder=\"e.g. 32\" min=\"0\" max=\"40\"><\/div>\r\n <div class=\"fg\"><label>\ud83d\udcd6 Reading \u2014 Correct Answers (out of 40)<\/label>\r\n <input type=\"number\" id=\"ir\" placeholder=\"e.g. 30\" min=\"0\" max=\"40\"><\/div>\r\n <div class=\"fg\"><label>\u270d\ufe0f Writing \u2014 Self-Assessment<\/label>\r\n <select id=\"iw\">\r\n <option value=\"\">Select your level<\/option>\r\n <option value=\"5.0\">5.0 \u2014 Basic structure, limited vocab<\/option>\r\n <option value=\"5.5\">5.5 \u2014 Some coherence, repetitive vocab<\/option>\r\n <option value=\"6.0\">6.0 \u2014 Adequate, some errors<\/option>\r\n <option value=\"6.5\">6.5 \u2014 Generally effective, some inaccuracies<\/option>\r\n <option value=\"7.0\">7.0 \u2014 Good range, mostly accurate<\/option>\r\n <option value=\"7.5\">7.5 \u2014 Very good range, minor errors<\/option>\r\n <option value=\"8.0\">8.0 \u2014 Sophisticated, near-native<\/option>\r\n <option value=\"8.5\">8.5 \u2014 Expert level<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label>\ud83d\udde3\ufe0f Speaking \u2014 Self-Assessment<\/label>\r\n <select id=\"is\">\r\n <option value=\"\">Select your level<\/option>\r\n <option value=\"5.0\">5.0 \u2014 Frequent hesitation, limited range<\/option>\r\n <option value=\"5.5\">5.5 \u2014 Some fluency, noticeable errors<\/option>\r\n <option value=\"6.0\">6.0 \u2014 Communicates effectively<\/option>\r\n <option value=\"6.5\">6.5 \u2014 Willing to elaborate<\/option>\r\n <option value=\"7.0\">7.0 \u2014 Fluent with few hesitations<\/option>\r\n <option value=\"7.5\">7.5 \u2014 Very fluent, well-structured<\/option>\r\n <option value=\"8.0\">8.0 \u2014 Fluent, precise, natural<\/option>\r\n <option value=\"8.5\">8.5 \u2014 Near-native fluency<\/option>\r\n <\/select><\/div>\r\n <\/div>\r\n <button class=\"imfs-btn\" onclick=\"calcIELTS()\">Predict My IELTS Band \u2192<\/button>\r\n\r\n <div class=\"result-box r-teal\" id=\"ielts-result\">\r\n <div class=\"r-sublabel\">Predicted Overall Band Score<\/div>\r\n <div class=\"r-big\" id=\"ielts-overall\">\u2014<\/div>\r\n <div class=\"band-meter\" id=\"ielts-meter\"><\/div>\r\n <div class=\"band-ends\"><span>Band 1<\/span><span>Band 5<\/span><span>Band 9<\/span><\/div>\r\n <div class=\"r-verdict\" id=\"ielts-verdict\"><\/div>\r\n <div class=\"sec4\" id=\"ielts-secs\"><\/div>\r\n <div class=\"r-note\" id=\"ielts-tips\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"ref-wrap\">\r\n <div class=\"ref-title\">Raw Score \u2192 Band Conversion Table<\/div>\r\n <table class=\"ref\"><thead><tr><th>Band<\/th><th>Listening (\/ 40)<\/th><th>Reading Academic (\/ 40)<\/th><\/tr><\/thead>\r\n <tbody>\r\n <tr><td><strong>9.0<\/strong><\/td><td>39\u201340<\/td><td>39\u201340<\/td><\/tr>\r\n <tr><td><strong>8.5<\/strong><\/td><td>37\u201338<\/td><td>37\u201338<\/td><\/tr>\r\n <tr><td><strong>8.0<\/strong><\/td><td>35\u201336<\/td><td>35\u201336<\/td><\/tr>\r\n <tr><td><strong>7.5<\/strong><\/td><td>32\u201334<\/td><td>33\u201334<\/td><\/tr>\r\n <tr><td><strong>7.0<\/strong><\/td><td>30\u201331<\/td><td>30\u201332<\/td><\/tr>\r\n <tr><td><strong>6.5<\/strong><\/td><td>26\u201329<\/td><td>27\u201329<\/td><\/tr>\r\n <tr><td><strong>6.0<\/strong><\/td><td>23\u201325<\/td><td>23\u201326<\/td><\/tr>\r\n <tr><td><strong>5.5<\/strong><\/td><td>18\u201322<\/td><td>19\u201322<\/td><\/tr>\r\n <\/tbody><\/table>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"guide-card\" id=\"guide-ielts\">\r\n <div class=\"guide-heading\"><span class=\"guide-heading-icon\">\ud83d\udcd6<\/span> How to Use \u2014 IELTS Score Predictor<\/div>\r\n <ul class=\"guide-pointers\">\r\n <li>Enter <strong>Listening and Reading<\/strong> scores as the number of correct answers out of 40 \u2014 use a full official mock test for accuracy.<\/li>\r\n <li>For <strong>Writing and Speaking<\/strong>, select the level that most honestly describes your current ability from the dropdown.<\/li>\r\n <li>Click <strong>Predict My IELTS Band \u2192<\/strong> to get your predicted overall band, section scores, and a personalised improvement tip.<\/li>\r\n <li>The overall band is rounded to the nearest 0.5 \u2014 the same rounding rule used by the official IELTS exam.<\/li>\r\n <li>Most UK, Australian, and Canadian universities require a minimum of <strong>Band 6.5 overall<\/strong> with no section below 6.0.<\/li>\r\n <li>Russell Group and Group of Eight universities typically require <strong>Band 7.0 or above<\/strong>.<\/li>\r\n <\/ul>\r\n <div class=\"guide-tip\">\ud83d\udca1 Do not use scores from individual section practice sets \u2014 only use scores from a complete full-length mock test for a realistic prediction.<\/div>\r\n <\/div>\r\n\r\n <div class=\"imfs-cta\">\r\n <h3>Want to actually achieve that band score?<\/h3>\r\n <p>IMFS students regularly achieve Band 8 and above. Take a free mock test or book a free demo class today.<\/p>\r\n <a href=\"http:\/\/ignitus.in\/imfs\/ielts-prep\/\" class=\"imfs-cta-btn\">Free IELTS Mock Test at IMFS \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"tool-panel\" id=\"tool-cost\">\r\n <div class=\"imfs-card\">\r\n <div class=\"imfs-card-head\"><div class=\"imfs-card-icon\">\ud83d\udcb0<\/div><h2>Study Abroad Cost Calculator<\/h2><\/div>\r\n <p class=\"desc\">Estimate your total cost of studying abroad \u2014 tuition, living, travel, visa, and insurance \u2014 for any destination. All figures in Indian Rupees (\u20b9 Lakhs).<\/p>\r\n\r\n <div class=\"cost-sec\">\r\n <div class=\"sec-label\">\ud83c\udf93 Tuition & Course<\/div>\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Destination Country<\/label>\r\n <select id=\"cc\" onchange=\"updateCostDef()\">\r\n <option value=\"uk\">United Kingdom \ud83c\uddec\ud83c\udde7<\/option>\r\n <option value=\"ireland\">Ireland \ud83c\uddee\ud83c\uddea<\/option>\r\n <option value=\"germany\">Germany \ud83c\udde9\ud83c\uddea<\/option>\r\n <option value=\"australia\">Australia \ud83c\udde6\ud83c\uddfa<\/option>\r\n <option value=\"nz\">New Zealand \ud83c\uddf3\ud83c\uddff<\/option>\r\n <option value=\"usa\">USA \ud83c\uddfa\ud83c\uddf8<\/option>\r\n <option value=\"canada\">Canada \ud83c\udde8\ud83c\udde6<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label>Annual Tuition (\u20b9 Lakhs)<\/label>\r\n <input type=\"number\" id=\"ct\" placeholder=\"e.g. 25\" min=\"0\" step=\"0.5\">\r\n <p class=\"hint\" id=\"ct-hint\"><\/p><\/div>\r\n <div class=\"fg\"><label>Course Duration<\/label>\r\n <select id=\"cd\">\r\n <option value=\"1\">1 Year (Master's \/ PG Diploma)<\/option>\r\n <option value=\"1.5\">1.5 Years<\/option>\r\n <option value=\"2\">2 Years<\/option>\r\n <option value=\"3\">3 Years (Bachelor's \u2014 UK\/Ireland)<\/option>\r\n <option value=\"4\">4 Years (Bachelor's \u2014 USA\/Australia)<\/option>\r\n <\/select><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cost-sec\">\r\n <div class=\"sec-label\">\ud83c\udfe0 Living Expenses<\/div>\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Monthly Living Cost (\u20b9 Lakhs)<\/label>\r\n <input type=\"number\" id=\"cl\" placeholder=\"e.g. 1.2\" min=\"0\" step=\"0.1\"><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cost-sec\">\r\n <div class=\"sec-label\">\u2708\ufe0f One-Time Costs<\/div>\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Return Flight (\u20b9 Lakhs)<\/label><input type=\"number\" id=\"cf\" min=\"0\" step=\"0.1\"><\/div>\r\n <div class=\"fg\"><label>Visa Fee (\u20b9)<\/label><input type=\"number\" id=\"cv\" min=\"0\"><\/div>\r\n <div class=\"fg\"><label>Health Insurance \/ Year (\u20b9)<\/label><input type=\"number\" id=\"ci\" min=\"0\"><\/div>\r\n <div class=\"fg\"><label>Setup Costs (\u20b9 Lakhs)<\/label><input type=\"number\" id=\"cs\" min=\"0\" step=\"0.1\"><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cost-sec\">\r\n <div class=\"sec-label\">\ud83d\udcbc Part-Time Income (Optional)<\/div>\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Part-Time Hours \/ Week<\/label>\r\n <select id=\"cph\">\r\n <option value=\"0\">None<\/option>\r\n <option value=\"10\">10 hrs\/week<\/option>\r\n <option value=\"20\">20 hrs\/week<\/option>\r\n <option value=\"25\">25 hrs\/week (NZ)<\/option>\r\n <option value=\"28\">28 hrs\/week (Australia from July 2026)<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label>Hourly Wage (Local Currency)<\/label><input type=\"number\" id=\"cw\" placeholder=\"e.g. 12\"><\/div>\r\n <div class=\"fg\"><label>Exchange Rate to \u20b9 INR<\/label><input type=\"number\" id=\"cfx\" placeholder=\"e.g. 84 for USD\"><\/div>\r\n <\/div>\r\n <\/div>\r\n <button class=\"imfs-btn\" onclick=\"calcCost()\">Calculate Total Cost \u2192<\/button>\r\n\r\n <div id=\"cost-result\" style=\"display:none;margin-top:18px;\">\r\n <div class=\"cost-bar\">\r\n <div><div class=\"cb-label\">Total Gross Cost<\/div><div class=\"cb-val\" id=\"cst\">\u20b90L<\/div><\/div>\r\n <div><div class=\"cb-label\">Net After Part-Time Earnings<\/div><div class=\"cb-val orange\" id=\"cnet\">\u20b90L<\/div><\/div>\r\n <\/div>\r\n <div class=\"r-grid\" style=\"margin-top:12px;\" id=\"cbreakdown\"><\/div>\r\n <div class=\"r-note\" style=\"margin-top:12px;padding:13px;background:var(--teal-pale);border-radius:var(--radius);border:1px solid var(--teal-border);\" id=\"cnote\"><\/div>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"guide-card\" id=\"guide-cost\">\r\n <div class=\"guide-heading\"><span class=\"guide-heading-icon\">\ud83d\udcd6<\/span> How to Use \u2014 Cost Calculator<\/div>\r\n <ul class=\"guide-pointers\">\r\n <li>Select your <strong>Destination Country<\/strong> \u2014 all fields auto-fill with typical median costs for that country.<\/li>\r\n <li>Update <strong>Annual Tuition<\/strong> and <strong>Course Duration<\/strong> to match your specific university and programme.<\/li>\r\n <li>Adjust <strong>Monthly Living Cost<\/strong> if you'll be in a more expensive city \u2014 London and Sydney cost ~20% more than other cities.<\/li>\r\n <li>Fill in visa fees, travel, and insurance costs \u2014 or leave the pre-filled defaults if you don't have exact figures yet.<\/li>\r\n <li>Enter <strong>part-time work hours per week<\/strong> and hourly wage to see your estimated earnings deducted from the total cost.<\/li>\r\n <li>The result shows <strong>Gross Total<\/strong> and <strong>Net Cost after earnings<\/strong>, broken down by category in \u20b9 Lakhs.<\/li>\r\n <li>Most student visas permit a maximum of <strong>20 hours\/week<\/strong> during term time \u2014 do not exceed your visa's limit.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"imfs-cta\">\r\n <h3>Need help funding your studies?<\/h3>\r\n <p>IMFS counsellors identify scholarships averaging \u20b93\u201315 lakhs\/year that can significantly reduce your total cost.<\/p>\r\n <a href=\"http:\/\/ignitus.in\/imfs\/study-abroad-scholarships-2026-how-to-fund-your-ms-mba-ug\/\" class=\"imfs-cta-btn\">View Scholarship Guide \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"tool-panel\" id=\"tool-gre\">\r\n <div class=\"imfs-card\">\r\n <div class=\"imfs-card-head\"><div class=\"imfs-card-icon\">\ud83d\udcca<\/div><h2>GRE Percentile Calculator<\/h2><\/div>\r\n <p class=\"desc\">Enter your GRE Verbal, Quantitative, and AWA scores to see your percentile rankings and check how competitive you are for MS and PhD programmes worldwide.<\/p>\r\n\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>GRE Verbal (130\u2013170)<\/label><input type=\"number\" id=\"gv\" placeholder=\"e.g. 155\" min=\"130\" max=\"170\"><\/div>\r\n <div class=\"fg\"><label>GRE Quantitative (130\u2013170)<\/label><input type=\"number\" id=\"gq\" placeholder=\"e.g. 162\" min=\"130\" max=\"170\"><\/div>\r\n <div class=\"fg\"><label>GRE AWA (0\u20136)<\/label>\r\n <select id=\"ga\">\r\n <option value=\"\">Select<\/option>\r\n <option value=\"6.0\">6.0<\/option><option value=\"5.5\">5.5<\/option>\r\n <option value=\"5.0\">5.0<\/option><option value=\"4.5\">4.5<\/option>\r\n <option value=\"4.0\">4.0<\/option><option value=\"3.5\">3.5<\/option>\r\n <option value=\"3.0\">3.0<\/option><option value=\"2.5\">2.5<\/option>\r\n <option value=\"2.0\">2.0<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label>Target Programme<\/label>\r\n <select id=\"gp\">\r\n <option value=\"cs\">MS Computer Science \/ AI \/ ML<\/option>\r\n <option value=\"eng\">MS Engineering<\/option>\r\n <option value=\"biz\">MBA \/ Business<\/option>\r\n <option value=\"sci\">MS Sciences \/ Life Sciences<\/option>\r\n <option value=\"hum\">Humanities \/ Social Sciences<\/option>\r\n <option value=\"phd\">PhD (any field)<\/option>\r\n <\/select><\/div>\r\n <\/div>\r\n <button class=\"imfs-btn\" onclick=\"calcGRE()\">Calculate Percentile \u2192<\/button>\r\n\r\n <div class=\"result-box r-teal\" id=\"gre-result\">\r\n <div class=\"r-grid\" id=\"gre-scores\"><\/div>\r\n <div style=\"margin-top:16px;\" id=\"gre-bars\"><\/div>\r\n <div style=\"margin-top:14px;padding:13px;background:var(--white);border-radius:var(--radius);border:1px solid var(--teal-border);\" id=\"gre-bench\"><\/div>\r\n <div class=\"r-note\" id=\"gre-tips\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"ref-wrap\">\r\n <div class=\"ref-title\">Programme-Type Score Benchmarks<\/div>\r\n <table class=\"ref\"><thead><tr><th>Programme<\/th><th>Verbal<\/th><th>Quant<\/th><th>AWA<\/th><\/tr><\/thead>\r\n <tbody>\r\n <tr><td>MS CS \/ AI \/ ML<\/td><td>155+<\/td><td>163+<\/td><td>4.0+<\/td><\/tr>\r\n <tr><td>MS Engineering<\/td><td>152+<\/td><td>161+<\/td><td>3.5+<\/td><\/tr>\r\n <tr><td>MBA \/ Business<\/td><td>158+<\/td><td>158+<\/td><td>4.5+<\/td><\/tr>\r\n <tr><td>MS Sciences<\/td><td>155+<\/td><td>158+<\/td><td>4.0+<\/td><\/tr>\r\n <tr><td>Humanities<\/td><td>161+<\/td><td>150+<\/td><td>4.5+<\/td><\/tr>\r\n <tr><td>PhD (any field)<\/td><td>158+<\/td><td>160+<\/td><td>5.0+<\/td><\/tr>\r\n <\/tbody><\/table>\r\n <p class=\"hint\" style=\"margin-top:8px;\">\u26a0\ufe0f Many universities including MIT and Stanford have made GRE optional. Always verify on the specific programme's admissions page before applying.<\/p>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"guide-card\" id=\"guide-gre\">\r\n <div class=\"guide-heading\"><span class=\"guide-heading-icon\">\ud83d\udcd6<\/span> How to Use \u2014 GRE Percentile Calculator<\/div>\r\n <ul class=\"guide-pointers\">\r\n <li>Enter your <strong>Verbal and Quant scores<\/strong> on the 130\u2013170 scale exactly as shown on your official ETS score report.<\/li>\r\n <li>Select your <strong>AWA score<\/strong> (0\u20136 in 0.5 increments) and your <strong>Target Programme<\/strong> type from the dropdowns.<\/li>\r\n <li>Click <strong>Calculate Percentile \u2192<\/strong> to see your percentile for each section and a benchmark comparison for your chosen programme.<\/li>\r\n <li>The tool shows \u2705 (meets benchmark) or \u26a0\ufe0f (below benchmark) for each section to help you identify gaps.<\/li>\r\n <li>A personalised next-step tip is shown based on your weakest section to guide your preparation.<\/li>\r\n <li>Many universities including MIT and Stanford have made GRE <strong>optional<\/strong> \u2014 always check the specific programme's page before applying.<\/li>\r\n <li>GRE scores are valid for <strong>5 years<\/strong> from the test date \u2014 verify acceptance with your university if your score is older.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"imfs-cta\">\r\n <h3>GRE score ready? Now plan your applications.<\/h3>\r\n <p>IMFS counsellors help with university shortlisting, SOP writing, and your entire MS\/PhD application process.<\/p>\r\n <a href=\"http:\/\/ignitus.in\/imfs\/contact-us\/\" class=\"imfs-cta-btn\">Book Free Application Guidance \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n<\/div>\r\n\r\n<script>\r\n\/\/ \u2500\u2500 TAB SWITCH \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nfunction showTool(id,btn){\r\n document.querySelectorAll('.tool-panel').forEach(p=>p.classList.remove('active'));\r\n document.querySelectorAll('.imfs-tab').forEach(t=>t.classList.remove('active'));\r\n document.getElementById('tool-'+id).classList.add('active');\r\n btn.classList.add('active');\r\n window.scrollTo({top:0,behavior:'smooth'});\r\n}\r\n\r\n\/\/ \u2500\u2500 TOOL 1: CGPA \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nfunction updateCgpaMode(){\r\n const m=document.getElementById('cgpa-mode').value;\r\n const l=document.getElementById('cgpa-input-label');\r\n const i=document.getElementById('cgpa-val');\r\n if(m==='cgpa-to-all'){l.textContent='Your CGPA (10-point)';i.max=10;i.placeholder='e.g. 8.5';}\r\n else if(m==='percent-to-all'){l.textContent='Your Percentage (%)';i.max=100;i.placeholder='e.g. 78';}\r\n else{l.textContent='Your GPA (4.0 scale)';i.max=4;i.placeholder='e.g. 3.5';}\r\n}\r\nfunction c2g(c){if(c>=9)return 4.0;if(c>=8)return 3.7+(c-8)*0.3;if(c>=7)return 3.3+(c-7)*0.4;if(c>=6)return 2.7+(c-6)*0.6;if(c>=5)return 2+(c-5)*0.7;return Math.max(0,1+(c-4));}\r\nfunction p2g(p){if(p>=90)return 4.0;if(p>=80)return 3.7+(p-80)*0.03;if(p>=70)return 3.3+(p-70)*0.04;if(p>=60)return 2.7+(p-60)*0.06;if(p>=50)return 2+(p-50)*0.07;return Math.max(0,1+(p-40)*0.1);}\r\nfunction g2p(g){if(g>=4)return 95;if(g>=3.7)return 87+(g-3.7)\/0.3*8;if(g>=3.3)return 78+(g-3.3)\/0.4*9;if(g>=2.7)return 68+(g-2.7)\/0.6*10;if(g>=2)return 58+(g-2)\/0.7*10;return 45+(g-1)*13;}\r\nfunction grade(p){if(p>=90)return{l:'Outstanding',c:'r-green'};if(p>=80)return{l:'Excellent',c:'r-teal'};if(p>=70)return{l:'Very Good',c:'r-teal'};if(p>=60)return{l:'Good',c:'r-teal'};return{l:'Average',c:'r-warn'};}\r\nfunction calcCGPA(){\r\n const m=document.getElementById('cgpa-mode').value;\r\n const v=parseFloat(document.getElementById('cgpa-val').value);\r\n if(isNaN(v)||v<0)return;\r\n let p,c,g;\r\n if(m==='cgpa-to-all'){c=v;p=Math.min(100,c*10);g=c2g(c);}\r\n else if(m==='percent-to-all'){p=v;c=p\/10;g=p2g(p);}\r\n else{g=v;p=g2p(g);c=p\/10;}\r\n const gr=grade(p);\r\n document.getElementById('cgpa-primary').textContent=m==='percent-to-all'?c.toFixed(2)+' CGPA':p.toFixed(1)+'%';\r\n document.getElementById('cgpa-primary-label').textContent=m==='percent-to-all'?'CGPA on 10-point scale':'Percentage';\r\n document.getElementById('cgpa-grid').innerHTML=`\r\n <div class=\"r-cell\"><div class=\"v\">${c.toFixed(2)}<\/div><div class=\"k\">CGPA \/ 10<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${p.toFixed(1)}%<\/div><div class=\"k\">Percentage<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${g.toFixed(1)}<\/div><div class=\"k\">GPA \/ 4.0<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${gr.l}<\/div><div class=\"k\">Grade<\/div><\/div>`;\r\n document.getElementById('cgpa-note').innerHTML='<strong>Admissions note:<\/strong> Most US universities need a minimum 3.0 GPA (\u22487.5 CGPA). UK typically requires a 2:1 (\u224860%). For Germany, use the German Grade Converter tab.';\r\n const r=document.getElementById('cgpa-result');\r\n r.className='result-box '+gr.c+' show';\r\n}\r\n\r\n\/\/ \u2500\u2500 TOOL 2: GERMAN \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nfunction updateGermanType(){\r\n const t=document.getElementById('german-type').value;\r\n document.getElementById('german-val-lbl').textContent=t==='pct'?'Your Percentage':'Your CGPA (10-point)';\r\n document.getElementById('german-val').placeholder=t==='pct'?'e.g. 78':'e.g. 8.2';\r\n}\r\nfunction calcGerman(){\r\n let v=parseFloat(document.getElementById('german-val').value);\r\n const t=document.getElementById('german-type').value;\r\n if(isNaN(v))return;\r\n if(t==='cgpa')v=v*10;\r\n v=Math.min(100,v);\r\n const gg=Math.min(5.0,Math.max(1.0,1+3*(100-v)\/(100-40)));\r\n let verdict,cls;\r\n if(gg<=1.5){verdict='\u2705 Sehr Gut (Very Good) \u2014 Eligible for top German universities';cls='r-green';}\r\n else if(gg<=2.5){verdict='\u2705 Gut (Good) \u2014 Strong eligibility for most German universities';cls='r-teal';}\r\n else if(gg<=3.5){verdict='\u26a0\ufe0f Befriedigend (Satisfactory) \u2014 Eligible for many programmes';cls='r-warn';}\r\n else if(gg<=4.0){verdict='\u26a0\ufe0f Ausreichend \u2014 Borderline; may need to improve or consider other options';cls='r-warn';}\r\n else{verdict='\u274c Nicht bestanden \u2014 Below passing threshold for German university admission';cls='r-warn';}\r\n document.getElementById('german-big').textContent=gg.toFixed(1);\r\n document.getElementById('german-verdict').textContent=verdict;\r\n document.getElementById('german-note').innerHTML=`Your score of <strong>${v.toFixed(1)}%<\/strong> converts to a German grade of <strong>${gg.toFixed(1)}<\/strong>. Remember: in Germany 1.0 is the highest grade and 4.0 is the minimum passing grade. Most public German universities charge only a semester fee of \u20ac150\u2013\u20ac350 \u2014 no tuition fees.`;\r\n document.getElementById('german-result').className='result-box '+cls+' show';\r\n}\r\n\r\n\/\/ \u2500\u2500 TOOL 3: IELTS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nconst LT=[[39,9],[37,8.5],[35,8],[32,7.5],[30,7],[26,6.5],[23,6],[18,5.5],[16,5],[13,4.5],[10,4]];\r\nconst RT=[[39,9],[37,8.5],[35,8],[33,7.5],[30,7],[27,6.5],[23,6],[19,5.5],[15,5],[13,4.5],[10,4]];\r\nfunction r2b(raw,t){for(const[m,b]of t)if(raw>=m)return b;return 3.5;}\r\nfunction rndb(a){const f=Math.floor(a),d=a-f;return d<0.25?f:d<0.75?f+0.5:f+1;}\r\nfunction bc(b){if(b>=8)return'#1a7a46';if(b>=7)return'#033f44';if(b>=6)return'#b35c00';return'#a00000';}\r\nfunction calcIELTS(){\r\n const l=parseInt(document.getElementById('il').value);\r\n const r=parseInt(document.getElementById('ir').value);\r\n const w=parseFloat(document.getElementById('iw').value);\r\n const s=parseFloat(document.getElementById('is').value);\r\n if(isNaN(l)||isNaN(r)||!w||!s){alert('Please fill in all four sections.');return;}\r\n const lb=r2b(l,LT),rb=r2b(r,RT);\r\n const ov=rndb((lb+rb+w+s)\/4);\r\n let meter='';\r\n for(let i=1;i<=9;i++)meter+=`<div class=\"band-seg\" style=\"background:${i<=ov?bc(ov):'var(--teal-border)'}\"><\/div>`;\r\n let v,tips;\r\n if(ov>=8){v=`\ud83c\udfc6 Excellent \u2014 Band ${ov}. Eligible for virtually all universities worldwide.`;tips='You are well above most university requirements. Aim for Band 8.5+ if targeting Oxford, Cambridge, or highly selective programmes.';}\r\n else if(ov>=7){v=`\u2705 Strong \u2014 Band ${ov}. Meets most Russell Group and Group of Eight requirements.`;tips='To reach Band 8, focus on your weakest section. Most students improve 0.5 bands per 4 weeks of focused practice.';}\r\n else if(ov>=6.5){v=`\ud83d\udcc8 Good \u2014 Band ${ov}. Eligible for many universities; some require 7.0+.`;tips='You are close to Band 7. Focus on Writing and Speaking \u2014 these improve fastest with expert mentor feedback.';}\r\n else{v=`\ud83d\udcda Developing \u2014 Band ${ov}. More preparation is needed.`;tips='Band 6.5+ is the minimum for most universities. Take full mock tests weekly and get personalised feedback from an IMFS IELTS trainer.';}\r\n document.getElementById('ielts-overall').textContent=ov.toFixed(1);\r\n document.getElementById('ielts-overall').style.color=bc(ov);\r\n document.getElementById('ielts-meter').innerHTML=meter;\r\n document.getElementById('ielts-verdict').textContent=v;\r\n document.getElementById('ielts-secs').innerHTML=`\r\n <div class=\"sec4-cell\"><div class=\"sv\" style=\"color:${bc(lb)}\">${lb}<\/div><div class=\"sk\">\ud83c\udfa7 Listening<\/div><\/div>\r\n <div class=\"sec4-cell\"><div class=\"sv\" style=\"color:${bc(rb)}\">${rb}<\/div><div class=\"sk\">\ud83d\udcd6 Reading<\/div><\/div>\r\n <div class=\"sec4-cell\"><div class=\"sv\" style=\"color:${bc(w)}\">${w}<\/div><div class=\"sk\">\u270d\ufe0f Writing<\/div><\/div>\r\n <div class=\"sec4-cell\"><div class=\"sv\" style=\"color:${bc(s)}\">${s}<\/div><div class=\"sk\">\ud83d\udde3\ufe0f Speaking<\/div><\/div>`;\r\n document.getElementById('ielts-tips').innerHTML=`<strong>Improvement tip:<\/strong> ${tips}`;\r\n document.getElementById('ielts-result').className='result-box r-teal show';\r\n}\r\n\r\n\/\/ \u2500\u2500 TOOL 4: COST \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nconst CD={\r\n uk: {t:22,l:1.3,f:0.7, v:35000,i:30000,s:0.5,h:'UK: \u20b914\u201338L\/yr. London costs ~20% more than other cities.'},\r\n ireland: {t:18,l:1.1,f:0.65,v:25000,i:25000,s:0.4,h:'Ireland: \u20b912\u201325L\/yr. Dublin ~20% pricier than Cork or Limerick.'},\r\n germany: {t:0.3,l:0.85,f:0.55,v:20000,i:20000,s:0.4,h:'Germany: Nearly free! Only semester fee \u20b915,000\u201330,000\/yr. Best value in Europe.'},\r\n australia:{t:28,l:1.4,f:0.6, v:40000,i:35000,s:0.5,h:'Australia: \u20b920\u201350L\/yr. Sydney & Melbourne are the most expensive cities.'},\r\n nz: {t:22,l:1.1,f:0.65,v:30000,i:25000,s:0.4,h:'New Zealand: \u20b918\u201338L\/yr. Generally more affordable than Australia.'},\r\n usa: {t:35,l:1.5,f:0.75,v:30000,i:40000,s:0.6,h:'USA: \u20b925\u201360L\/yr. State universities are significantly cheaper than private ones.'},\r\n canada: {t:20,l:1.1,f:0.7, v:25000,i:25000,s:0.5,h:'Canada: \u20b915\u201330L\/yr. Strong post-study work rights (PGWP up to 3 years).'},\r\n};\r\nfunction updateCostDef(){\r\n const d=CD[document.getElementById('cc').value];\r\n document.getElementById('ct').value=d.t;\r\n document.getElementById('cl').value=d.l;\r\n document.getElementById('cf').value=d.f;\r\n document.getElementById('cv').value=d.v;\r\n document.getElementById('ci').value=d.i;\r\n document.getElementById('cs').value=d.s;\r\n document.getElementById('ct-hint').textContent=d.h;\r\n}\r\nwindow.addEventListener('DOMContentLoaded',updateCostDef);\r\nfunction calcCost(){\r\n const t=parseFloat(document.getElementById('ct').value)||0;\r\n const dur=parseFloat(document.getElementById('cd').value)||1;\r\n const l=parseFloat(document.getElementById('cl').value)||0;\r\n const f=parseFloat(document.getElementById('cf').value)||0;\r\n const v=parseFloat(document.getElementById('cv').value)||0;\r\n const i=parseFloat(document.getElementById('ci').value)||0;\r\n const s=parseFloat(document.getElementById('cs').value)||0;\r\n const ph=parseInt(document.getElementById('cph').value)||0;\r\n const w=parseFloat(document.getElementById('cw').value)||0;\r\n const fx=parseFloat(document.getElementById('cfx').value)||84;\r\n const totT=t*dur,totL=l*12*dur,oneT=f+s+(v+i*dur)\/100000;\r\n const gross=totT+totL+oneT;\r\n const earn=(ph*52*w*fx\/100000)*dur;\r\n const net=Math.max(0,gross-earn);\r\n document.getElementById('cst').textContent='\u20b9'+gross.toFixed(1)+'L';\r\n document.getElementById('cnet').textContent='\u20b9'+net.toFixed(1)+'L';\r\n document.getElementById('cbreakdown').innerHTML=`\r\n <div class=\"r-cell\"><div class=\"v\">\u20b9${totT.toFixed(1)}L<\/div><div class=\"k\">Tuition Total<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">\u20b9${totL.toFixed(1)}L<\/div><div class=\"k\">Living Total<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">\u20b9${oneT.toFixed(1)}L<\/div><div class=\"k\">One-Time<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\" style=\"color:#1a7a46\">\u2212\u20b9${earn.toFixed(1)}L<\/div><div class=\"k\">PT Earnings<\/div><\/div>`;\r\n document.getElementById('cnote').innerHTML='<strong>\ud83d\udca1 Scholarship tip:<\/strong> Scholarships averaging \u20b93\u201315L\/year are available for Indian students. IMFS counsellors actively help identify and apply for relevant scholarships. <a href=\"http:\/\/ignitus.in\/imfs\/study-abroad-scholarships-2026-how-to-fund-your-ms-mba-ug\/\" style=\"color:var(--teal);font-weight:700;\">View Scholarship Guide \u2192<\/a>';\r\n document.getElementById('cost-result').style.display='block';\r\n}\r\n\r\n\/\/ \u2500\u2500 TOOL 5: GRE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nconst VP={130:1,131:2,132:3,133:4,134:6,135:8,136:11,137:14,138:17,139:21,140:25,141:29,142:34,143:39,144:43,145:48,146:52,147:57,148:61,149:65,150:69,151:72,152:75,153:78,154:81,155:84,156:86,157:88,158:90,159:92,160:93,161:95,162:96,163:97,164:98,165:98,166:99,167:99,168:99,169:99,170:99};\r\nconst QP={130:1,131:2,132:4,133:6,134:9,135:12,136:15,137:19,138:23,139:27,140:31,141:35,142:39,143:43,144:47,145:51,146:55,147:58,148:62,149:65,150:68,151:71,152:74,153:77,154:80,155:82,156:84,157:86,158:88,159:90,160:91,161:92,162:93,163:94,164:95,165:96,166:97,167:97,168:98,169:99,170:99};\r\nconst AP={6.0:99,5.5:96,5.0:84,4.5:62,4.0:44,3.5:28,3.0:14,2.5:7,2.0:3};\r\nconst PB={cs:{v:155,q:163,a:4.0,l:'MS CS \/ AI \/ ML'},eng:{v:152,q:161,a:3.5,l:'MS Engineering'},biz:{v:158,q:158,a:4.5,l:'MBA'},sci:{v:155,q:158,a:4.0,l:'MS Sciences'},hum:{v:161,q:150,a:4.5,l:'Humanities'},phd:{v:158,q:160,a:5.0,l:'PhD'}};\r\nfunction calcGRE(){\r\n const v=parseInt(document.getElementById('gv').value);\r\n const q=parseInt(document.getElementById('gq').value);\r\n const a=parseFloat(document.getElementById('ga').value);\r\n const prog=document.getElementById('gp').value;\r\n if(isNaN(v)||isNaN(q)||isNaN(a)||v<130||v>170||q<130||q>170){alert('Please enter valid GRE scores (130\u2013170 for Verbal and Quant).');return;}\r\n const vp=VP[v]||50,qp=QP[q]||50,ap=AP[a]||50;\r\n const b=PB[prog];\r\n document.getElementById('gre-scores').innerHTML=`\r\n <div class=\"r-cell\"><div class=\"v\">${v}<\/div><div class=\"k\">Verbal<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${q}<\/div><div class=\"k\">Quant<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${a}<\/div><div class=\"k\">AWA<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${v+q}<\/div><div class=\"k\">V + Q Total<\/div><\/div>`;\r\n document.getElementById('gre-bars').innerHTML=`\r\n <div class=\"pb-row\"><div class=\"pb-header\"><span>Verbal (${v})<\/span><span>${vp}th percentile<\/span><\/div><div class=\"pb-track\"><div class=\"pb-fill\" style=\"width:${vp}%\"><\/div><\/div><\/div>\r\n <div class=\"pb-row\"><div class=\"pb-header\"><span>Quantitative (${q})<\/span><span>${qp}th percentile<\/span><\/div><div class=\"pb-track\"><div class=\"pb-fill\" style=\"width:${qp}%\"><\/div><\/div><\/div>\r\n <div class=\"pb-row\"><div class=\"pb-header\"><span>AWA (${a})<\/span><span>${ap}th percentile<\/span><\/div><div class=\"pb-track\"><div class=\"pb-fill\" style=\"width:${ap}%\"><\/div><\/div><\/div>`;\r\n const vs=v>=b.v?'\u2705':'\u26a0\ufe0f',qs=q>=b.q?'\u2705':'\u26a0\ufe0f',as=a>=b.a?'\u2705':'\u26a0\ufe0f';\r\n document.getElementById('gre-bench').innerHTML=`\r\n <div style=\"font-size:11px;font-weight:700;color:var(--teal);text-transform:uppercase;letter-spacing:0.5px;margin-bottom:8px;\">Your Scores vs ${b.l} Benchmark<\/div>\r\n <div style=\"font-size:13px;line-height:2;color:var(--text);\">${vs} Verbal: ${v} (you) vs ${b.v} (benchmark)<br>${qs} Quant: ${q} (you) vs ${b.q} (benchmark)<br>${as} AWA: ${a} (you) vs ${b.a} (benchmark)<\/div>`;\r\n let tips;\r\n if(v<b.v&&q<b.q)tips='Both Verbal and Quant are below benchmark. Prioritise Quant first \u2014 it improves faster for most Indian students. Consider retaking after 6\u20138 weeks of focused preparation.';\r\n else if(v<b.v)tips='Verbal is below benchmark. Focus on vocabulary building (flashcards + reading in context) and Reading Comprehension daily.';\r\n else if(q<b.q)tips='Quant is below benchmark. Review Algebra, Data Interpretation and Geometry with timed problem sets.';\r\n else tips='Your scores meet or exceed the benchmarks for your target programme. Focus now on your SOP, letters of recommendation, and university shortlisting. IMFS can help with all of these.';\r\n document.getElementById('gre-tips').innerHTML=`<strong>Next step:<\/strong> ${tips}`;\r\n document.getElementById('gre-result').className='result-box r-teal show';\r\n}\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08dbb01 e-flex e-con-boxed e-con e-parent\" data-id=\"08dbb01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f3667a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2f3667a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aca77b elementor-widget elementor-widget-heading\" data-id=\"7aca77b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><h2>Few success stories<\/h2><\/h1>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5132bb e-con-full e-flex e-con e-child\" data-id=\"a5132bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7450bbe e-grid e-con-full e-con e-child\" data-id=\"7450bbe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9549dde elementor-widget elementor-widget-video\" data-id=\"9549dde\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"youtube_url":"https:\\\/\\\/youtube.com\\\/shorts\\\/QFTNNQJ2ZCQ","video_type":"youtube","controls":"yes"}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a089f5f elementor-widget elementor-widget-video\" data-id=\"a089f5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"youtube_url":"https:\\\/\\\/www.youtube.com\\\/watch?v=wS3iD4uDaAA&feature=youtu.be","video_type":"youtube","controls":"yes"}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7565969 elementor-widget elementor-widget-video\" data-id=\"7565969\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"youtube_url":"https:\\\/\\\/youtu.be\\\/Xs6vYKwd-Ds","video_type":"youtube","controls":"yes"}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-603e5ab e-flex e-con-boxed e-con e-parent\" data-id=\"603e5ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42effd2 elementor-widget elementor-widget-html\" data-id=\"42effd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n\n\n<link rel=\"canonical\" href=\"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\" \/>\n<meta name=\"robots\" content=\"index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1\" \/>\n\n\n<meta name=\"googlebot\" content=\"index, follow\" \/>\n<meta name=\"Google-Extended\" content=\"index, follow\" \/>\n<meta name=\"GPTBot\" content=\"index, follow\" \/>\n<meta name=\"ClaudeBot\" content=\"index, follow\" \/>\n<meta name=\"anthropic-ai\" content=\"index, follow\" \/>\n<meta name=\"OAI-SearchBot\" content=\"index, follow\" \/>\n<meta name=\"bingbot\" content=\"index, follow\" \/>\n<meta name=\"PerplexityBot\" content=\"index, follow\" \/>\n<meta name=\"Applebot-Extended\" content=\"index, follow\" \/>\n<meta name=\"FacebookBot\" content=\"index, follow\" \/>\n<meta name=\"CCBot\" content=\"index, follow\" \/>\n\n\n<meta name=\"description:ai\" content=\"This page provides four free online calculators for Indian students planning to study abroad: (1) CGPA to GPA Converter \u2014 converts between CGPA (10-point scale), percentage, and GPA (4.0 scale) for Anna University, VTU, Mumbai University, JNTU and generic scales; (2) GRE Percentile Calculator \u2014 shows GRE Verbal, Quantitative and Analytical Writing percentiles with programme benchmarks; (3) German Grade Converter \u2014 converts Indian CGPA or percentage to the German 1.0-5.0 grading scale using the Modified Bavarian Formula, as used by German universities and uni-assist for international applicants; (4) Study Abroad Cost Estimator \u2014 calculates total cost of studying abroad in INR (Indian Rupees, Lakhs) covering tuition, living costs, travel, visa fees, insurance and part-time work earnings offset, with pre-filled defaults for USA, UK, Canada, Australia, Germany and Ireland. All tools are free, require no login, and are provided by IMFS \u2014 Institute of Management and Foreign Studies, India's study abroad consultancy since 1997.\" \/>\n\n\n<meta property=\"og:type\" content=\"website\" \/>\n<meta property=\"og:locale\" content=\"en_IN\" \/>\n<meta property=\"og:site_name\" content=\"IMFS \u2014 Study Abroad\" \/>\n<meta property=\"og:title\" content=\"Free Study Abroad Calculators & Tools 2026 | CGPA, GRE, IELTS, Cost | IMFS\" \/>\n<meta property=\"og:description\" content=\"Free online tools for Indian students: CGPA to GPA converter, GRE percentile checker, German grade calculator (Bavarian Formula) and study abroad cost estimator in INR. No login required.\" \/>\n<meta property=\"og:url\" content=\"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\" \/>\n<meta property=\"og:image\" content=\"http:\/\/ignitus.in\/imfs\/wp-content\/uploads\/2025\/10\/IMFS_Logo_Green-1.png\" \/>\n\n\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Free Study Abroad Calculators 2026 | IMFS\" \/>\n<meta name=\"twitter:description\" content=\"CGPA to GPA, GRE percentile, German grade (Bavarian Formula) and cost estimator in INR. Free tools for Indian students. No login.\" \/>\n<meta name=\"twitter:image\" content=\"http:\/\/ignitus.in\/imfs\/wp-content\/uploads\/2025\/10\/IMFS_Logo_Green-1.png\" \/>\n\n\n<script type=\"application\/ld+json\">\n{\n \"@context\": \"https:\/\/schema.org\",\n \"@graph\": [\n\n {\n \"@type\": \"WebPage\",\n \"@id\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/#webpage\",\n \"url\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\",\n \"name\": \"Free Study Abroad Calculators & Tools 2026 | CGPA, GRE, German Grade, Cost | IMFS\",\n \"description\": \"Four free online calculators for Indian students planning to study abroad: CGPA to GPA converter, GRE percentile checker, German grade converter (Modified Bavarian Formula), and study abroad cost estimator in Indian Rupees. No login required. 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}\r\n .imfs-wordmark-main {\r\n font-size: 26px;\r\n font-weight: 800;\r\n color: #ffffff;\r\n letter-spacing: 2px;\r\n display: block;\r\n }\r\n .imfs-wordmark-sub {\r\n font-size: 8px;\r\n color: rgba(255,255,255,0.55);\r\n letter-spacing: 1.5px;\r\n text-transform: uppercase;\r\n display: block;\r\n margin-top: 2px;\r\n }\r\n .imfs-header-text { flex: 1; min-width: 200px; }\r\n .imfs-header-text h1 {\r\n font-size: clamp(16px, 3vw, 22px);\r\n font-weight: 700;\r\n color: #ffffff;\r\n margin-bottom: 4px;\r\n }\r\n .imfs-header-text h1 span { color: var(--yellow); }\r\n .imfs-header-text p {\r\n font-size: 13px;\r\n color: rgba(255,255,255,0.65);\r\n line-height: 1.5;\r\n }\r\n\r\n \/* \u2500\u2500 STICKY TAB BAR \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-tabs {\r\n background: #022d31;\r\n border-bottom: 1px solid rgba(255,255,255,0.08);\r\n display: flex;\r\n overflow-x: auto;\r\n scrollbar-width: none;\r\n position: sticky;\r\n top: 0;\r\n z-index: 1;\r\n box-shadow: 0 2px 8px rgba(0,0,0,0.2);\r\n }\r\n .imfs-tabs::-webkit-scrollbar { display: none; }\r\n .imfs-tab {\r\n flex-shrink: 0;\r\n padding: 13px 18px;\r\n font-size: 13px;\r\n font-weight: 600;\r\n color: rgba(255,255,255,0.55);\r\n cursor: pointer;\r\n border: none;\r\n background: none;\r\n border-bottom: 3px solid transparent;\r\n white-space: nowrap;\r\n font-family: 'Open Sans', sans-serif;\r\n transition: color 0.15s, border-color 0.15s;\r\n }\r\n .imfs-tab:hover { color: rgba(255,255,255,0.85); }\r\n .imfs-tab.active { color: #ffffff; border-bottom-color: var(--orange); }\r\n\r\n \/* \u2500\u2500 BODY LAYOUT \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-body { max-width: 900px; margin: 0 auto; padding: 24px 16px 56px; }\r\n\r\n .tool-panel { display: none; }\r\n .tool-panel.active { display: block; animation: fadein 0.2s ease; }\r\n @keyframes fadein { from { opacity:0; transform:translateY(6px); } to { opacity:1; transform:translateY(0); } }\r\n\r\n \/* \u2500\u2500 CARD \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-card {\r\n background: var(--white);\r\n border-radius: var(--radius-lg);\r\n padding: 28px 26px 30px;\r\n box-shadow: var(--shadow-card);\r\n border: 1px solid var(--teal-border);\r\n margin-bottom: 20px;\r\n }\r\n .imfs-card-head {\r\n display: flex;\r\n align-items: center;\r\n gap: 12px;\r\n margin-bottom: 6px;\r\n }\r\n .imfs-card-icon {\r\n width: 40px; height: 40px;\r\n background: var(--teal);\r\n border-radius: var(--radius);\r\n display: flex; align-items: center; justify-content: center;\r\n font-size: 18px; flex-shrink: 0;\r\n }\r\n .imfs-card h2 {\r\n font-size: 18px;\r\n font-weight: 700;\r\n color: var(--teal);\r\n line-height: 1.25;\r\n }\r\n .imfs-card .desc {\r\n font-size: 13.5px;\r\n color: var(--muted);\r\n margin-bottom: 22px;\r\n margin-top: 4px;\r\n line-height: 1.65;\r\n }\r\n\r\n \/* \u2500\u2500 SECTION LABEL \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .sec-label {\r\n font-size: 11px;\r\n font-weight: 700;\r\n color: var(--orange);\r\n text-transform: uppercase;\r\n letter-spacing: 1px;\r\n margin: 20px 0 12px;\r\n padding-bottom: 6px;\r\n border-bottom: 1px solid var(--orange-pale);\r\n }\r\n\r\n \/* \u2500\u2500 FORM GRID \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .form-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); gap: 14px; margin-bottom: 18px; }\r\n .fg { display: flex; flex-direction: column; gap: 5px; }\r\n .fg label {\r\n font-size: 11px;\r\n font-weight: 700;\r\n color: var(--teal);\r\n text-transform: uppercase;\r\n letter-spacing: 0.4px;\r\n }\r\n .fg input, .fg select {\r\n padding: 9px 12px;\r\n border-radius: var(--radius);\r\n border: 1px solid var(--teal-border);\r\n background: var(--teal-pale);\r\n font-size: 13.5px;\r\n color: var(--text);\r\n font-family: 'Open Sans', sans-serif;\r\n outline: none;\r\n transition: border-color 0.15s, background 0.15s;\r\n }\r\n .fg input:focus, .fg select:focus {\r\n border-color: var(--teal);\r\n background: var(--white);\r\n box-shadow: 0 0 0 3px rgba(3,63,68,0.08);\r\n }\r\n .fg select {\r\n appearance: none; cursor: pointer; padding-right: 30px;\r\n background-image: url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%23033f44' stroke-width='1.5' fill='none'\/%3E%3C\/svg%3E\");\r\n background-repeat: no-repeat;\r\n background-position: right 10px center;\r\n background-color: var(--teal-pale);\r\n }\r\n .hint { font-size: 11.5px; color: var(--light-text); margin-top: 3px; font-style: italic; }\r\n\r\n \/* \u2500\u2500 BUTTON \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-btn {\r\n display: inline-block;\r\n background: var(--orange);\r\n color: var(--white);\r\n border: none;\r\n border-radius: var(--radius);\r\n padding: 11px 26px;\r\n font-size: 14px;\r\n font-weight: 700;\r\n cursor: pointer;\r\n font-family: 'Open Sans', sans-serif;\r\n transition: background 0.15s, transform 0.1s;\r\n box-shadow: 0 2px 8px rgba(238,127,27,0.35);\r\n letter-spacing: 0.2px;\r\n }\r\n .imfs-btn:hover { background: var(--orange-hover); transform: translateY(-1px); }\r\n\r\n \/* \u2500\u2500 RESULT BOX \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .result-box { margin-top: 20px; border-radius: var(--radius-lg); padding: 20px 22px; display: none; }\r\n .result-box.show { display: block; animation: fadein 0.18s ease; }\r\n .result-box.r-teal { background: var(--teal-pale); border: 1px solid var(--teal-border); }\r\n .result-box.r-green { background: var(--success-bg); border: 1px solid var(--success-bdr); }\r\n .result-box.r-warn { background: var(--warn-bg); border: 1px solid var(--warn-bdr); }\r\n\r\n .r-big { font-size: 2rem; font-weight: 800; color: var(--teal); line-height: 1; margin-bottom: 3px; }\r\n .r-sublabel { font-size: 11px; color: var(--muted); text-transform: uppercase; letter-spacing: 0.5px; font-weight: 600; margin-bottom: 12px; }\r\n .r-verdict { font-size: 14px; font-weight: 700; color: var(--teal); margin-bottom: 12px; }\r\n\r\n .r-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(120px, 1fr)); gap: 10px; margin-top: 12px; }\r\n .r-cell { background: var(--white); border: 1px solid var(--teal-border); border-radius: var(--radius); padding: 11px; text-align: center; }\r\n .r-cell .v { font-size: 1.1rem; font-weight: 700; color: var(--teal); }\r\n .r-cell .k { font-size: 10px; color: var(--muted); text-transform: uppercase; letter-spacing: 0.5px; margin-top: 2px; }\r\n\r\n .r-note { font-size: 12.5px; color: #3a5a5f; margin-top: 12px; line-height: 1.65; padding-top: 12px; border-top: 1px solid rgba(3,63,68,0.1); }\r\n\r\n \/* \u2500\u2500 BAND METER \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .band-meter { display:flex; gap:3px; margin:12px 0 4px; }\r\n .band-seg { flex:1; height:6px; border-radius:3px; background:var(--teal-border); transition:background 0.3s; }\r\n .band-ends { display:flex; justify-content:space-between; font-size:10px; color:var(--light-text); margin-bottom:10px; }\r\n\r\n .sec4 { display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-top:12px; }\r\n .sec4-cell { background:var(--white); border:1px solid var(--teal-border); border-radius:var(--radius); padding:10px; text-align:center; }\r\n .sec4-cell .sv { font-size:1.1rem; font-weight:700; color:var(--teal); }\r\n .sec4-cell .sk { font-size:11px; color:var(--muted); }\r\n\r\n \/* \u2500\u2500 COST TOTAL BAR \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .cost-bar { background:var(--teal); border-radius:var(--radius-lg); padding:18px 22px; margin-top:18px; display:flex; justify-content:space-between; align-items:center; flex-wrap:wrap; gap:14px; }\r\n .cost-bar .cb-label { font-size:11px; color:rgba(255,255,255,0.6); text-transform:uppercase; letter-spacing:0.5px; margin-bottom:3px; }\r\n .cost-bar .cb-val { font-size:1.7rem; font-weight:800; color:#fff; }\r\n .cost-bar .cb-val.orange { color:var(--yellow); }\r\n\r\n \/* \u2500\u2500 PERCENTILE BARS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .pb-row { margin-bottom:12px; }\r\n .pb-header { display:flex; justify-content:space-between; font-size:12px; color:var(--muted); font-weight:600; margin-bottom:4px; }\r\n .pb-track { height:8px; background:var(--teal-border); border-radius:4px; overflow:hidden; }\r\n .pb-fill { height:100%; background:linear-gradient(90deg, var(--teal), var(--teal-hover)); border-radius:4px; transition:width 0.4s ease; }\r\n\r\n \/* \u2500\u2500 TABLE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .ref-wrap { margin-top:22px; }\r\n .ref-title { font-size:11px; font-weight:700; color:var(--teal); text-transform:uppercase; letter-spacing:0.8px; margin-bottom:8px; }\r\n table.ref { width:100%; border-collapse:collapse; font-size:13px; border-radius:var(--radius); overflow:hidden; box-shadow:var(--shadow-card); }\r\n table.ref thead tr { background:var(--teal); }\r\n table.ref th { padding:9px 13px; text-align:left; font-size:11px; font-weight:700; color:#fff; text-transform:uppercase; letter-spacing:0.4px; }\r\n table.ref td { padding:9px 13px; border-bottom:1px solid var(--teal-border); color:var(--text); }\r\n table.ref tr:last-child td { border-bottom:none; }\r\n table.ref tr:nth-child(even) td { background:var(--teal-pale); }\r\n\r\n \/* \u2500\u2500 TAGS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .tag { display:inline-block; padding:2px 9px; border-radius:20px; font-size:11px; font-weight:700; }\r\n .tg { background:#d4edda; color:#155724; }\r\n .tt { background:var(--teal-pale); color:var(--teal); }\r\n .tb { background:#d1ecf1; color:#0c5460; }\r\n .ty { background:#fff3cd; color:#856404; }\r\n .tr { background:#f8d7da; color:#721c24; }\r\n\r\n \/* \u2500\u2500 CTA BANNER \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .imfs-cta {\r\n background: var(--teal);\r\n border-radius: var(--radius-lg);\r\n padding: 24px 22px;\r\n text-align: center;\r\n border-top: 3px solid var(--orange);\r\n }\r\n .imfs-cta h3 { font-size:16px; font-weight:700; color:#fff; margin-bottom:6px; }\r\n .imfs-cta p { font-size:13px; color:rgba(255,255,255,0.65); margin-bottom:16px; }\r\n .imfs-cta-btn {\r\n display:inline-block;\r\n background:var(--orange);\r\n color:#fff !important;\r\n padding:10px 24px;\r\n border-radius:var(--radius);\r\n text-decoration:none !important;\r\n font-weight:700;\r\n font-size:13.5px;\r\n font-family:'Open Sans',sans-serif;\r\n box-shadow:0 2px 8px rgba(238,127,27,0.4);\r\n transition:background 0.15s;\r\n }\r\n .imfs-cta-btn:hover { background:var(--orange-hover); }\r\n\r\n \/* \u2500\u2500 COST SECTIONS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .cost-sec { border-bottom:1px dashed var(--teal-border); padding-bottom:16px; margin-bottom:4px; }\r\n .cost-sec:last-of-type { border-bottom:none; }\r\n\r\n \/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\r\n MOBILE RESPONSIVE STYLES\r\n \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\r\n\r\n \/* Touch-friendly base defaults *\/\r\n .imfs-btn {\r\n width: 100%;\r\n padding: 14px 26px;\r\n font-size: 15px;\r\n touch-action: manipulation;\r\n }\r\n .imfs-tab {\r\n min-height: 48px;\r\n touch-action: manipulation;\r\n }\r\n .fg input, .fg select {\r\n min-height: 44px;\r\n font-size: 16px; \/* prevents iOS auto-zoom on focus *\/\r\n }\r\n .imfs-cta-btn {\r\n display: block;\r\n width: 100%;\r\n text-align: center;\r\n padding: 14px 20px;\r\n font-size: 14px;\r\n touch-action: manipulation;\r\n box-sizing: border-box;\r\n }\r\n\r\n @media (max-width: 600px) {\r\n\r\n \/* Header *\/\r\n .imfs-header-inner {\r\n padding: 16px 14px 14px;\r\n gap: 10px;\r\n }\r\n .imfs-header-text h1 { font-size: 17px; }\r\n .imfs-header-text p { font-size: 12px; }\r\n\r\n \/* Tab bar *\/\r\n .imfs-tab {\r\n padding: 11px 12px;\r\n font-size: 11.5px;\r\n }\r\n\r\n \/* Body *\/\r\n .imfs-body { padding: 14px 10px 48px; }\r\n\r\n \/* Card *\/\r\n .imfs-card { padding: 16px 12px 18px; }\r\n .imfs-card h2 { font-size: 15px; }\r\n .imfs-card .desc { font-size: 12.5px; }\r\n\r\n \/* Form \u2014 single column *\/\r\n .form-grid { grid-template-columns: 1fr; gap: 12px; }\r\n\r\n \/* Result grid \u2014 2 cols *\/\r\n .r-grid { grid-template-columns: 1fr 1fr; }\r\n .r-big { font-size: 1.7rem; }\r\n\r\n \/* IELTS section grid *\/\r\n .sec4 { grid-template-columns: 1fr 1fr; }\r\n\r\n \/* Cost bar \u2014 stacked *\/\r\n .cost-bar {\r\n flex-direction: column;\r\n align-items: flex-start;\r\n gap: 10px;\r\n padding: 14px 14px;\r\n }\r\n .cost-bar .cb-val { font-size: 1.4rem; }\r\n\r\n \/* Tables \u2014 horizontal scroll *\/\r\n .ref-wrap {\r\n overflow-x: auto;\r\n -webkit-overflow-scrolling: touch;\r\n }\r\n table.ref { min-width: 400px; font-size: 12px; }\r\n table.ref th, table.ref td { padding: 7px 9px; }\r\n\r\n \/* Result box *\/\r\n .result-box { padding: 14px 12px; }\r\n\r\n \/* CTA *\/\r\n .imfs-cta { padding: 16px 12px; }\r\n .imfs-cta h3 { font-size: 14px; }\r\n .imfs-cta p { font-size: 12px; }\r\n\r\n \/* Section label & hint *\/\r\n .sec-label { font-size: 10.5px; }\r\n .hint { font-size: 11px; }\r\n }\r\n\r\n @media (max-width: 380px) {\r\n .imfs-tab { padding: 10px 9px; font-size: 11px; }\r\n .imfs-card h2 { font-size: 13.5px; }\r\n .r-cell .v { font-size: 0.95rem; }\r\n }\r\n\r\n \/* \u2500\u2500 HOW TO USE GUIDE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\r\n .guide-card {\r\n background: var(--white);\r\n border: 1px solid var(--teal-border);\r\n border-radius: var(--radius-lg);\r\n margin-bottom: 20px;\r\n padding: 18px 20px 20px;\r\n }\r\n .guide-heading {\r\n display: flex;\r\n align-items: center;\r\n gap: 8px;\r\n font-size: 13px;\r\n font-weight: 700;\r\n color: var(--teal);\r\n margin-bottom: 14px;\r\n padding-bottom: 10px;\r\n border-bottom: 1px solid var(--teal-border);\r\n }\r\n .guide-heading-icon { font-size: 15px; }\r\n .guide-pointers {\r\n list-style: none;\r\n display: flex;\r\n flex-direction: column;\r\n gap: 9px;\r\n padding: 0;\r\n margin: 0;\r\n }\r\n .guide-pointers li {\r\n display: flex;\r\n align-items: flex-start;\r\n gap: 10px;\r\n font-size: 13px;\r\n color: var(--text);\r\n line-height: 1.65;\r\n }\r\n .guide-pointers li::before {\r\n content: '';\r\n width: 7px; height: 7px;\r\n border-radius: 50%;\r\n background: var(--orange);\r\n flex-shrink: 0;\r\n margin-top: 6px;\r\n }\r\n .guide-pointers li strong { color: var(--teal); }\r\n .guide-tip {\r\n display: flex;\r\n gap: 8px;\r\n background: #fffbea;\r\n border-left: 3px solid var(--orange);\r\n border-radius: var(--radius);\r\n padding: 9px 12px;\r\n margin-top: 12px;\r\n font-size: 12px;\r\n color: #6b4a00;\r\n line-height: 1.6;\r\n }\r\n\r\n @media (max-width: 600px) {\r\n .guide-card { padding: 14px 14px 16px; }\r\n .guide-pointers li { font-size: 12.5px; }\r\n }\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n\r\n<header class=\"imfs-header\">\r\n <div class=\"imfs-header-inner\">\r\n <div class=\"imfs-header-text\">\r\n <h1>Study Abroad <span>Calculators & Tools<\/span><\/h1>\r\n <p>Free tools for Indian students \u2014 grade conversion, IELTS prediction, cost estimates, and GRE percentiles<\/p>\r\n <\/div>\r\n <\/div>\r\n<\/header>\r\n\r\n\r\n<nav class=\"imfs-tabs\">\r\n <button class=\"imfs-tab active\" onclick=\"showTool('cgpa',this)\">\ud83c\udf93 CGPA \/ GPA Converter<\/button>\r\n <button class=\"imfs-tab\" onclick=\"showTool('german',this)\">\ud83c\udde9\ud83c\uddea German Grade<\/button>\r\n <button class=\"imfs-tab\" onclick=\"showTool('ielts',this)\">\ud83d\udcdd IELTS Predictor<\/button>\r\n <button class=\"imfs-tab\" onclick=\"showTool('cost',this)\">\ud83d\udcb0 Cost Calculator<\/button>\r\n <button class=\"imfs-tab\" onclick=\"showTool('gre',this)\">\ud83d\udcca GRE Percentile<\/button>\r\n<\/nav>\r\n\r\n<div class=\"imfs-body\">\r\n\r\n \r\n <div class=\"tool-panel active\" id=\"tool-cgpa\">\r\n <div class=\"imfs-card\">\r\n <div class=\"imfs-card-head\"><div class=\"imfs-card-icon\">\ud83c\udf93<\/div><h2>CGPA & GPA Converter<\/h2><\/div>\r\n <p class=\"desc\">Convert between CGPA (10-point), percentage, and GPA (4.0 scale). Supports Anna University, VTU, Mumbai University, JNTU and generic 10-point scales.<\/p>\r\n\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Convert From<\/label>\r\n <select id=\"cgpa-mode\" onchange=\"updateCgpaMode()\">\r\n <option value=\"cgpa-to-all\">CGPA \u2192 Percentage & GPA<\/option>\r\n <option value=\"percent-to-all\">Percentage \u2192 CGPA & GPA<\/option>\r\n <option value=\"gpa-to-all\">GPA (4.0) \u2192 CGPA & Percentage<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label id=\"cgpa-input-label\">Your CGPA<\/label>\r\n <input type=\"number\" id=\"cgpa-val\" placeholder=\"e.g. 8.5\" min=\"0\" max=\"10\" step=\"0.01\"><\/div>\r\n <div class=\"fg\"><label>University Scale<\/label>\r\n <select id=\"cgpa-scale\">\r\n <option value=\"10\">Generic (\u00d710)<\/option>\r\n <option value=\"9.5\">Anna University (\u00d79.5)<\/option>\r\n <option value=\"10\">VTU Bangalore (\u00d710)<\/option>\r\n <option value=\"10\">Mumbai University (\u00d710)<\/option>\r\n <option value=\"10\">JNTU (\u00d710)<\/option>\r\n <\/select><\/div>\r\n <\/div>\r\n <button class=\"imfs-btn\" onclick=\"calcCGPA()\">Convert \u2192<\/button>\r\n\r\n <div class=\"result-box r-teal\" id=\"cgpa-result\">\r\n <div class=\"r-big\" id=\"cgpa-primary\">\u2014<\/div>\r\n <div class=\"r-sublabel\" id=\"cgpa-primary-label\">Result<\/div>\r\n <div class=\"r-grid\" id=\"cgpa-grid\"><\/div>\r\n <div class=\"r-note\" id=\"cgpa-note\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"ref-wrap\">\r\n <div class=\"ref-title\">Quick Reference \u2014 CGPA to GPA<\/div>\r\n <table class=\"ref\"><thead><tr><th>CGPA (10-pt)<\/th><th>Percentage<\/th><th>GPA (4.0)<\/th><th>Classification<\/th><\/tr><\/thead>\r\n <tbody>\r\n <tr><td>9.0 \u2013 10.0<\/td><td>90% \u2013 100%<\/td><td>4.0<\/td><td><span class=\"tag tg\">Outstanding<\/span><\/td><\/tr>\r\n <tr><td>8.0 \u2013 8.9<\/td><td>80% \u2013 89%<\/td><td>3.7 \u2013 3.9<\/td><td><span class=\"tag tt\">Excellent<\/span><\/td><\/tr>\r\n <tr><td>7.0 \u2013 7.9<\/td><td>70% \u2013 79%<\/td><td>3.3 \u2013 3.6<\/td><td><span class=\"tag tb\">Very Good<\/span><\/td><\/tr>\r\n <tr><td>6.0 \u2013 6.9<\/td><td>60% \u2013 69%<\/td><td>2.7 \u2013 3.2<\/td><td><span class=\"tag ty\">Good<\/span><\/td><\/tr>\r\n <tr><td>5.0 \u2013 5.9<\/td><td>50% \u2013 59%<\/td><td>2.0 \u2013 2.6<\/td><td><span class=\"tag tr\">Average<\/span><\/td><\/tr>\r\n <\/tbody><\/table>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"guide-card\" id=\"guide-cgpa\">\r\n <div class=\"guide-heading\"><span class=\"guide-heading-icon\">\ud83d\udcd6<\/span> How to Use \u2014 CGPA & GPA Converter<\/div>\r\n <ul class=\"guide-pointers\">\r\n <li>Select <strong>Convert From<\/strong> \u2014 choose CGPA \u2192 All, Percentage \u2192 All, or GPA \u2192 All depending on what you have.<\/li>\r\n <li>Enter your exact score from your marksheet in the input field \u2014 even a 0.1 difference can shift your GPA noticeably.<\/li>\r\n <li>Pick your <strong>University Scale<\/strong> \u2014 Anna University uses \u00d79.5; VTU, Mumbai, and JNTU use \u00d710. Choose Generic (\u00d710) if unsure.<\/li>\r\n <li>Click <strong>Convert \u2192<\/strong> to instantly see your CGPA, percentage, GPA (4.0 scale), and grade classification.<\/li>\r\n <li>US universities typically require a minimum <strong>3.0 GPA (\u2248 7.5 CGPA)<\/strong>; UK requires a 2:1 (\u2248 60%).<\/li>\r\n <li>For Germany, use the <strong>German Grade<\/strong> tab instead \u2014 it uses the official Bavarian Formula.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"imfs-cta\">\r\n <h3>Need help with university applications?<\/h3>\r\n <p>Our counsellors help you present your academic profile to universities worldwide \u2014 67,000+ students placed since 1997.<\/p>\r\n <a href=\"http:\/\/ignitus.in\/imfs\/contact-us\/\" class=\"imfs-cta-btn\">Book a Free Counselling Session \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"tool-panel\" id=\"tool-german\">\r\n <div class=\"imfs-card\">\r\n <div class=\"imfs-card-head\"><div class=\"imfs-card-icon\">\ud83c\udde9\ud83c\uddea<\/div><h2>Indian Grade \u2192 German Grade Converter<\/h2><\/div>\r\n <p class=\"desc\">German universities use a 1.0\u20135.0 scale where 1.0 is the best. Convert your Indian percentage or CGPA using the Modified Bavarian Formula \u2014 the method German universities officially use for international applicants.<\/p>\r\n\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Input Type<\/label>\r\n <select id=\"german-type\" onchange=\"updateGermanType()\">\r\n <option value=\"pct\">Percentage (%)<\/option>\r\n <option value=\"cgpa\">CGPA (10-point)<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label id=\"german-val-lbl\">Your Percentage<\/label>\r\n <input type=\"number\" id=\"german-val\" placeholder=\"e.g. 78\" min=\"0\" max=\"100\" step=\"0.1\"><\/div>\r\n <\/div>\r\n <button class=\"imfs-btn\" onclick=\"calcGerman()\">Convert to German Grade \u2192<\/button>\r\n\r\n <div class=\"result-box r-teal\" id=\"german-result\">\r\n <div class=\"r-sublabel\">German Grade (1.0 = Best, 4.0 = Passing Minimum)<\/div>\r\n <div class=\"r-big\" id=\"german-big\">\u2014<\/div>\r\n <div class=\"r-verdict\" id=\"german-verdict\"><\/div>\r\n <div class=\"r-note\" id=\"german-note\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"ref-wrap\">\r\n <div class=\"ref-title\">German Grade Scale Reference<\/div>\r\n <table class=\"ref\"><thead><tr><th>German Grade<\/th><th>Meaning<\/th><th>Indian % Equiv.<\/th><th>Admission<\/th><\/tr><\/thead>\r\n <tbody>\r\n <tr><td><strong>1.0 \u2013 1.5<\/strong><\/td><td>Sehr Gut (Very Good)<\/td><td>87% \u2013 100%<\/td><td><span class=\"tag tg\">Excellent<\/span><\/td><\/tr>\r\n <tr><td><strong>1.6 \u2013 2.5<\/strong><\/td><td>Gut (Good)<\/td><td>73% \u2013 86%<\/td><td><span class=\"tag tt\">Strong<\/span><\/td><\/tr>\r\n <tr><td><strong>2.6 \u2013 3.5<\/strong><\/td><td>Befriedigend<\/td><td>60% \u2013 72%<\/td><td><span class=\"tag tb\">Moderate<\/span><\/td><\/tr>\r\n <tr><td><strong>3.6 \u2013 4.0<\/strong><\/td><td>Ausreichend<\/td><td>50% \u2013 59%<\/td><td><span class=\"tag ty\">Limited<\/span><\/td><\/tr>\r\n <tr><td><strong>4.1 \u2013 5.0<\/strong><\/td><td>Nicht bestanden<\/td><td>Below 50%<\/td><td><span class=\"tag tr\">Not Eligible<\/span><\/td><\/tr>\r\n <\/tbody><\/table>\r\n <p class=\"hint\" style=\"margin-top:8px;\">Formula used: German Grade = 1 + 3 \u00d7 (100 \u2212 your score) \/ (100 \u2212 40)<\/p>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"guide-card\" id=\"guide-german\">\r\n <div class=\"guide-heading\"><span class=\"guide-heading-icon\">\ud83d\udcd6<\/span> How to Use \u2014 German Grade Converter<\/div>\r\n <ul class=\"guide-pointers\">\r\n <li>Select <strong>Percentage (%)<\/strong> or <strong>CGPA (10-point)<\/strong> based on your marksheet format.<\/li>\r\n <li>Enter your value and click <strong>Convert to German Grade \u2192<\/strong> \u2014 CGPA is auto-converted to percentage before the formula runs.<\/li>\r\n <li>The tool uses the <strong>Modified Bavarian Formula<\/strong> \u2014 the official method used by German universities and uni-assist for Indian applicants.<\/li>\r\n <li>In Germany, <strong>1.0 is the highest<\/strong> grade and <strong>4.0 is the minimum passing<\/strong> grade \u2014 lower numbers are always better.<\/li>\r\n <li>A result of <strong>1.0\u20132.5<\/strong> gives strong eligibility; <strong>2.6\u20133.5<\/strong> is moderate; above 4.0 is not eligible for standard admission.<\/li>\r\n <li>German public universities charge only a semester fee of \u20ac150\u2013\u20ac350 \u2014 <strong>no tuition fees<\/strong> for most programmes.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"imfs-cta\">\r\n <h3>Planning to study in Germany?<\/h3>\r\n <p>IMFS has placed hundreds of students in top German universities \u2014 including free tuition programmes at TU Munich, LMU, and RWTH Aachen.<\/p>\r\n <a href=\"http:\/\/ignitus.in\/imfs\/study-in-germany\/\" class=\"imfs-cta-btn\">Explore Germany with IMFS \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"tool-panel\" id=\"tool-ielts\">\r\n <div class=\"imfs-card\">\r\n <div class=\"imfs-card-head\"><div class=\"imfs-card-icon\">\ud83d\udcdd<\/div><h2>IELTS Score Predictor<\/h2><\/div>\r\n <p class=\"desc\">Enter your mock test raw scores for Listening and Reading, then self-assess Writing and Speaking. Get your predicted overall IELTS band with section-wise analysis and improvement tips.<\/p>\r\n\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>\ud83c\udfa7 Listening \u2014 Correct Answers (out of 40)<\/label>\r\n <input type=\"number\" id=\"il\" placeholder=\"e.g. 32\" min=\"0\" max=\"40\"><\/div>\r\n <div class=\"fg\"><label>\ud83d\udcd6 Reading \u2014 Correct Answers (out of 40)<\/label>\r\n <input type=\"number\" id=\"ir\" placeholder=\"e.g. 30\" min=\"0\" max=\"40\"><\/div>\r\n <div class=\"fg\"><label>\u270d\ufe0f Writing \u2014 Self-Assessment<\/label>\r\n <select id=\"iw\">\r\n <option value=\"\">Select your level<\/option>\r\n <option value=\"5.0\">5.0 \u2014 Basic structure, limited vocab<\/option>\r\n <option value=\"5.5\">5.5 \u2014 Some coherence, repetitive vocab<\/option>\r\n <option value=\"6.0\">6.0 \u2014 Adequate, some errors<\/option>\r\n <option value=\"6.5\">6.5 \u2014 Generally effective, some inaccuracies<\/option>\r\n <option value=\"7.0\">7.0 \u2014 Good range, mostly accurate<\/option>\r\n <option value=\"7.5\">7.5 \u2014 Very good range, minor errors<\/option>\r\n <option value=\"8.0\">8.0 \u2014 Sophisticated, near-native<\/option>\r\n <option value=\"8.5\">8.5 \u2014 Expert level<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label>\ud83d\udde3\ufe0f Speaking \u2014 Self-Assessment<\/label>\r\n <select id=\"is\">\r\n <option value=\"\">Select your level<\/option>\r\n <option value=\"5.0\">5.0 \u2014 Frequent hesitation, limited range<\/option>\r\n <option value=\"5.5\">5.5 \u2014 Some fluency, noticeable errors<\/option>\r\n <option value=\"6.0\">6.0 \u2014 Communicates effectively<\/option>\r\n <option value=\"6.5\">6.5 \u2014 Willing to elaborate<\/option>\r\n <option value=\"7.0\">7.0 \u2014 Fluent with few hesitations<\/option>\r\n <option value=\"7.5\">7.5 \u2014 Very fluent, well-structured<\/option>\r\n <option value=\"8.0\">8.0 \u2014 Fluent, precise, natural<\/option>\r\n <option value=\"8.5\">8.5 \u2014 Near-native fluency<\/option>\r\n <\/select><\/div>\r\n <\/div>\r\n <button class=\"imfs-btn\" onclick=\"calcIELTS()\">Predict My IELTS Band \u2192<\/button>\r\n\r\n <div class=\"result-box r-teal\" id=\"ielts-result\">\r\n <div class=\"r-sublabel\">Predicted Overall Band Score<\/div>\r\n <div class=\"r-big\" id=\"ielts-overall\">\u2014<\/div>\r\n <div class=\"band-meter\" id=\"ielts-meter\"><\/div>\r\n <div class=\"band-ends\"><span>Band 1<\/span><span>Band 5<\/span><span>Band 9<\/span><\/div>\r\n <div class=\"r-verdict\" id=\"ielts-verdict\"><\/div>\r\n <div class=\"sec4\" id=\"ielts-secs\"><\/div>\r\n <div class=\"r-note\" id=\"ielts-tips\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"ref-wrap\">\r\n <div class=\"ref-title\">Raw Score \u2192 Band Conversion Table<\/div>\r\n <table class=\"ref\"><thead><tr><th>Band<\/th><th>Listening (\/ 40)<\/th><th>Reading Academic (\/ 40)<\/th><\/tr><\/thead>\r\n <tbody>\r\n <tr><td><strong>9.0<\/strong><\/td><td>39\u201340<\/td><td>39\u201340<\/td><\/tr>\r\n <tr><td><strong>8.5<\/strong><\/td><td>37\u201338<\/td><td>37\u201338<\/td><\/tr>\r\n <tr><td><strong>8.0<\/strong><\/td><td>35\u201336<\/td><td>35\u201336<\/td><\/tr>\r\n <tr><td><strong>7.5<\/strong><\/td><td>32\u201334<\/td><td>33\u201334<\/td><\/tr>\r\n <tr><td><strong>7.0<\/strong><\/td><td>30\u201331<\/td><td>30\u201332<\/td><\/tr>\r\n <tr><td><strong>6.5<\/strong><\/td><td>26\u201329<\/td><td>27\u201329<\/td><\/tr>\r\n <tr><td><strong>6.0<\/strong><\/td><td>23\u201325<\/td><td>23\u201326<\/td><\/tr>\r\n <tr><td><strong>5.5<\/strong><\/td><td>18\u201322<\/td><td>19\u201322<\/td><\/tr>\r\n <\/tbody><\/table>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"guide-card\" id=\"guide-ielts\">\r\n <div class=\"guide-heading\"><span class=\"guide-heading-icon\">\ud83d\udcd6<\/span> How to Use \u2014 IELTS Score Predictor<\/div>\r\n <ul class=\"guide-pointers\">\r\n <li>Enter <strong>Listening and Reading<\/strong> scores as the number of correct answers out of 40 \u2014 use a full official mock test for accuracy.<\/li>\r\n <li>For <strong>Writing and Speaking<\/strong>, select the level that most honestly describes your current ability from the dropdown.<\/li>\r\n <li>Click <strong>Predict My IELTS Band \u2192<\/strong> to get your predicted overall band, section scores, and a personalised improvement tip.<\/li>\r\n <li>The overall band is rounded to the nearest 0.5 \u2014 the same rounding rule used by the official IELTS exam.<\/li>\r\n <li>Most UK, Australian, and Canadian universities require a minimum of <strong>Band 6.5 overall<\/strong> with no section below 6.0.<\/li>\r\n <li>Russell Group and Group of Eight universities typically require <strong>Band 7.0 or above<\/strong>.<\/li>\r\n <\/ul>\r\n <div class=\"guide-tip\">\ud83d\udca1 Do not use scores from individual section practice sets \u2014 only use scores from a complete full-length mock test for a realistic prediction.<\/div>\r\n <\/div>\r\n\r\n <div class=\"imfs-cta\">\r\n <h3>Want to actually achieve that band score?<\/h3>\r\n <p>IMFS students regularly achieve Band 8 and above. Take a free mock test or book a free demo class today.<\/p>\r\n <a href=\"http:\/\/ignitus.in\/imfs\/ielts-prep\/\" class=\"imfs-cta-btn\">Free IELTS Mock Test at IMFS \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"tool-panel\" id=\"tool-cost\">\r\n <div class=\"imfs-card\">\r\n <div class=\"imfs-card-head\"><div class=\"imfs-card-icon\">\ud83d\udcb0<\/div><h2>Study Abroad Cost Calculator<\/h2><\/div>\r\n <p class=\"desc\">Estimate your total cost of studying abroad \u2014 tuition, living, travel, visa, and insurance \u2014 for any destination. All figures in Indian Rupees (\u20b9 Lakhs).<\/p>\r\n\r\n <div class=\"cost-sec\">\r\n <div class=\"sec-label\">\ud83c\udf93 Tuition & Course<\/div>\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Destination Country<\/label>\r\n <select id=\"cc\" onchange=\"updateCostDef()\">\r\n <option value=\"uk\">United Kingdom \ud83c\uddec\ud83c\udde7<\/option>\r\n <option value=\"ireland\">Ireland \ud83c\uddee\ud83c\uddea<\/option>\r\n <option value=\"germany\">Germany \ud83c\udde9\ud83c\uddea<\/option>\r\n <option value=\"australia\">Australia \ud83c\udde6\ud83c\uddfa<\/option>\r\n <option value=\"nz\">New Zealand \ud83c\uddf3\ud83c\uddff<\/option>\r\n <option value=\"usa\">USA \ud83c\uddfa\ud83c\uddf8<\/option>\r\n <option value=\"canada\">Canada \ud83c\udde8\ud83c\udde6<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label>Annual Tuition (\u20b9 Lakhs)<\/label>\r\n <input type=\"number\" id=\"ct\" placeholder=\"e.g. 25\" min=\"0\" step=\"0.5\">\r\n <p class=\"hint\" id=\"ct-hint\"><\/p><\/div>\r\n <div class=\"fg\"><label>Course Duration<\/label>\r\n <select id=\"cd\">\r\n <option value=\"1\">1 Year (Master's \/ PG Diploma)<\/option>\r\n <option value=\"1.5\">1.5 Years<\/option>\r\n <option value=\"2\">2 Years<\/option>\r\n <option value=\"3\">3 Years (Bachelor's \u2014 UK\/Ireland)<\/option>\r\n <option value=\"4\">4 Years (Bachelor's \u2014 USA\/Australia)<\/option>\r\n <\/select><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cost-sec\">\r\n <div class=\"sec-label\">\ud83c\udfe0 Living Expenses<\/div>\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Monthly Living Cost (\u20b9 Lakhs)<\/label>\r\n <input type=\"number\" id=\"cl\" placeholder=\"e.g. 1.2\" min=\"0\" step=\"0.1\"><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cost-sec\">\r\n <div class=\"sec-label\">\u2708\ufe0f One-Time Costs<\/div>\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Return Flight (\u20b9 Lakhs)<\/label><input type=\"number\" id=\"cf\" min=\"0\" step=\"0.1\"><\/div>\r\n <div class=\"fg\"><label>Visa Fee (\u20b9)<\/label><input type=\"number\" id=\"cv\" min=\"0\"><\/div>\r\n <div class=\"fg\"><label>Health Insurance \/ Year (\u20b9)<\/label><input type=\"number\" id=\"ci\" min=\"0\"><\/div>\r\n <div class=\"fg\"><label>Setup Costs (\u20b9 Lakhs)<\/label><input type=\"number\" id=\"cs\" min=\"0\" step=\"0.1\"><\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"cost-sec\">\r\n <div class=\"sec-label\">\ud83d\udcbc Part-Time Income (Optional)<\/div>\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>Part-Time Hours \/ Week<\/label>\r\n <select id=\"cph\">\r\n <option value=\"0\">None<\/option>\r\n <option value=\"10\">10 hrs\/week<\/option>\r\n <option value=\"20\">20 hrs\/week<\/option>\r\n <option value=\"25\">25 hrs\/week (NZ)<\/option>\r\n <option value=\"28\">28 hrs\/week (Australia from July 2026)<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label>Hourly Wage (Local Currency)<\/label><input type=\"number\" id=\"cw\" placeholder=\"e.g. 12\"><\/div>\r\n <div class=\"fg\"><label>Exchange Rate to \u20b9 INR<\/label><input type=\"number\" id=\"cfx\" placeholder=\"e.g. 84 for USD\"><\/div>\r\n <\/div>\r\n <\/div>\r\n <button class=\"imfs-btn\" onclick=\"calcCost()\">Calculate Total Cost \u2192<\/button>\r\n\r\n <div id=\"cost-result\" style=\"display:none;margin-top:18px;\">\r\n <div class=\"cost-bar\">\r\n <div><div class=\"cb-label\">Total Gross Cost<\/div><div class=\"cb-val\" id=\"cst\">\u20b90L<\/div><\/div>\r\n <div><div class=\"cb-label\">Net After Part-Time Earnings<\/div><div class=\"cb-val orange\" id=\"cnet\">\u20b90L<\/div><\/div>\r\n <\/div>\r\n <div class=\"r-grid\" style=\"margin-top:12px;\" id=\"cbreakdown\"><\/div>\r\n <div class=\"r-note\" style=\"margin-top:12px;padding:13px;background:var(--teal-pale);border-radius:var(--radius);border:1px solid var(--teal-border);\" id=\"cnote\"><\/div>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"guide-card\" id=\"guide-cost\">\r\n <div class=\"guide-heading\"><span class=\"guide-heading-icon\">\ud83d\udcd6<\/span> How to Use \u2014 Cost Calculator<\/div>\r\n <ul class=\"guide-pointers\">\r\n <li>Select your <strong>Destination Country<\/strong> \u2014 all fields auto-fill with typical median costs for that country.<\/li>\r\n <li>Update <strong>Annual Tuition<\/strong> and <strong>Course Duration<\/strong> to match your specific university and programme.<\/li>\r\n <li>Adjust <strong>Monthly Living Cost<\/strong> if you'll be in a more expensive city \u2014 London and Sydney cost ~20% more than other cities.<\/li>\r\n <li>Fill in visa fees, travel, and insurance costs \u2014 or leave the pre-filled defaults if you don't have exact figures yet.<\/li>\r\n <li>Enter <strong>part-time work hours per week<\/strong> and hourly wage to see your estimated earnings deducted from the total cost.<\/li>\r\n <li>The result shows <strong>Gross Total<\/strong> and <strong>Net Cost after earnings<\/strong>, broken down by category in \u20b9 Lakhs.<\/li>\r\n <li>Most student visas permit a maximum of <strong>20 hours\/week<\/strong> during term time \u2014 do not exceed your visa's limit.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"imfs-cta\">\r\n <h3>Need help funding your studies?<\/h3>\r\n <p>IMFS counsellors identify scholarships averaging \u20b93\u201315 lakhs\/year that can significantly reduce your total cost.<\/p>\r\n <a href=\"http:\/\/ignitus.in\/imfs\/study-abroad-scholarships-2026-how-to-fund-your-ms-mba-ug\/\" class=\"imfs-cta-btn\">View Scholarship Guide \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"tool-panel\" id=\"tool-gre\">\r\n <div class=\"imfs-card\">\r\n <div class=\"imfs-card-head\"><div class=\"imfs-card-icon\">\ud83d\udcca<\/div><h2>GRE Percentile Calculator<\/h2><\/div>\r\n <p class=\"desc\">Enter your GRE Verbal, Quantitative, and AWA scores to see your percentile rankings and check how competitive you are for MS and PhD programmes worldwide.<\/p>\r\n\r\n <div class=\"form-grid\">\r\n <div class=\"fg\"><label>GRE Verbal (130\u2013170)<\/label><input type=\"number\" id=\"gv\" placeholder=\"e.g. 155\" min=\"130\" max=\"170\"><\/div>\r\n <div class=\"fg\"><label>GRE Quantitative (130\u2013170)<\/label><input type=\"number\" id=\"gq\" placeholder=\"e.g. 162\" min=\"130\" max=\"170\"><\/div>\r\n <div class=\"fg\"><label>GRE AWA (0\u20136)<\/label>\r\n <select id=\"ga\">\r\n <option value=\"\">Select<\/option>\r\n <option value=\"6.0\">6.0<\/option><option value=\"5.5\">5.5<\/option>\r\n <option value=\"5.0\">5.0<\/option><option value=\"4.5\">4.5<\/option>\r\n <option value=\"4.0\">4.0<\/option><option value=\"3.5\">3.5<\/option>\r\n <option value=\"3.0\">3.0<\/option><option value=\"2.5\">2.5<\/option>\r\n <option value=\"2.0\">2.0<\/option>\r\n <\/select><\/div>\r\n <div class=\"fg\"><label>Target Programme<\/label>\r\n <select id=\"gp\">\r\n <option value=\"cs\">MS Computer Science \/ AI \/ ML<\/option>\r\n <option value=\"eng\">MS Engineering<\/option>\r\n <option value=\"biz\">MBA \/ Business<\/option>\r\n <option value=\"sci\">MS Sciences \/ Life Sciences<\/option>\r\n <option value=\"hum\">Humanities \/ Social Sciences<\/option>\r\n <option value=\"phd\">PhD (any field)<\/option>\r\n <\/select><\/div>\r\n <\/div>\r\n <button class=\"imfs-btn\" onclick=\"calcGRE()\">Calculate Percentile \u2192<\/button>\r\n\r\n <div class=\"result-box r-teal\" id=\"gre-result\">\r\n <div class=\"r-grid\" id=\"gre-scores\"><\/div>\r\n <div style=\"margin-top:16px;\" id=\"gre-bars\"><\/div>\r\n <div style=\"margin-top:14px;padding:13px;background:var(--white);border-radius:var(--radius);border:1px solid var(--teal-border);\" id=\"gre-bench\"><\/div>\r\n <div class=\"r-note\" id=\"gre-tips\"><\/div>\r\n <\/div>\r\n\r\n <div class=\"ref-wrap\">\r\n <div class=\"ref-title\">Programme-Type Score Benchmarks<\/div>\r\n <table class=\"ref\"><thead><tr><th>Programme<\/th><th>Verbal<\/th><th>Quant<\/th><th>AWA<\/th><\/tr><\/thead>\r\n <tbody>\r\n <tr><td>MS CS \/ AI \/ ML<\/td><td>155+<\/td><td>163+<\/td><td>4.0+<\/td><\/tr>\r\n <tr><td>MS Engineering<\/td><td>152+<\/td><td>161+<\/td><td>3.5+<\/td><\/tr>\r\n <tr><td>MBA \/ Business<\/td><td>158+<\/td><td>158+<\/td><td>4.5+<\/td><\/tr>\r\n <tr><td>MS Sciences<\/td><td>155+<\/td><td>158+<\/td><td>4.0+<\/td><\/tr>\r\n <tr><td>Humanities<\/td><td>161+<\/td><td>150+<\/td><td>4.5+<\/td><\/tr>\r\n <tr><td>PhD (any field)<\/td><td>158+<\/td><td>160+<\/td><td>5.0+<\/td><\/tr>\r\n <\/tbody><\/table>\r\n <p class=\"hint\" style=\"margin-top:8px;\">\u26a0\ufe0f Many universities including MIT and Stanford have made GRE optional. Always verify on the specific programme's admissions page before applying.<\/p>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"guide-card\" id=\"guide-gre\">\r\n <div class=\"guide-heading\"><span class=\"guide-heading-icon\">\ud83d\udcd6<\/span> How to Use \u2014 GRE Percentile Calculator<\/div>\r\n <ul class=\"guide-pointers\">\r\n <li>Enter your <strong>Verbal and Quant scores<\/strong> on the 130\u2013170 scale exactly as shown on your official ETS score report.<\/li>\r\n <li>Select your <strong>AWA score<\/strong> (0\u20136 in 0.5 increments) and your <strong>Target Programme<\/strong> type from the dropdowns.<\/li>\r\n <li>Click <strong>Calculate Percentile \u2192<\/strong> to see your percentile for each section and a benchmark comparison for your chosen programme.<\/li>\r\n <li>The tool shows \u2705 (meets benchmark) or \u26a0\ufe0f (below benchmark) for each section to help you identify gaps.<\/li>\r\n <li>A personalised next-step tip is shown based on your weakest section to guide your preparation.<\/li>\r\n <li>Many universities including MIT and Stanford have made GRE <strong>optional<\/strong> \u2014 always check the specific programme's page before applying.<\/li>\r\n <li>GRE scores are valid for <strong>5 years<\/strong> from the test date \u2014 verify acceptance with your university if your score is older.<\/li>\r\n <\/ul>\r\n <\/div>\r\n\r\n <div class=\"imfs-cta\">\r\n <h3>GRE score ready? Now plan your applications.<\/h3>\r\n <p>IMFS counsellors help with university shortlisting, SOP writing, and your entire MS\/PhD application process.<\/p>\r\n <a href=\"http:\/\/ignitus.in\/imfs\/contact-us\/\" class=\"imfs-cta-btn\">Book Free Application Guidance \u2192<\/a>\r\n <\/div>\r\n <\/div>\r\n\r\n<\/div>\r\n\r\n<script>\r\n\/\/ \u2500\u2500 TAB SWITCH \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nfunction showTool(id,btn){\r\n document.querySelectorAll('.tool-panel').forEach(p=>p.classList.remove('active'));\r\n document.querySelectorAll('.imfs-tab').forEach(t=>t.classList.remove('active'));\r\n document.getElementById('tool-'+id).classList.add('active');\r\n btn.classList.add('active');\r\n window.scrollTo({top:0,behavior:'smooth'});\r\n}\r\n\r\n\/\/ \u2500\u2500 TOOL 1: CGPA \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nfunction updateCgpaMode(){\r\n const m=document.getElementById('cgpa-mode').value;\r\n const l=document.getElementById('cgpa-input-label');\r\n const i=document.getElementById('cgpa-val');\r\n if(m==='cgpa-to-all'){l.textContent='Your CGPA (10-point)';i.max=10;i.placeholder='e.g. 8.5';}\r\n else if(m==='percent-to-all'){l.textContent='Your Percentage (%)';i.max=100;i.placeholder='e.g. 78';}\r\n else{l.textContent='Your GPA (4.0 scale)';i.max=4;i.placeholder='e.g. 3.5';}\r\n}\r\nfunction c2g(c){if(c>=9)return 4.0;if(c>=8)return 3.7+(c-8)*0.3;if(c>=7)return 3.3+(c-7)*0.4;if(c>=6)return 2.7+(c-6)*0.6;if(c>=5)return 2+(c-5)*0.7;return Math.max(0,1+(c-4));}\r\nfunction p2g(p){if(p>=90)return 4.0;if(p>=80)return 3.7+(p-80)*0.03;if(p>=70)return 3.3+(p-70)*0.04;if(p>=60)return 2.7+(p-60)*0.06;if(p>=50)return 2+(p-50)*0.07;return Math.max(0,1+(p-40)*0.1);}\r\nfunction g2p(g){if(g>=4)return 95;if(g>=3.7)return 87+(g-3.7)\/0.3*8;if(g>=3.3)return 78+(g-3.3)\/0.4*9;if(g>=2.7)return 68+(g-2.7)\/0.6*10;if(g>=2)return 58+(g-2)\/0.7*10;return 45+(g-1)*13;}\r\nfunction grade(p){if(p>=90)return{l:'Outstanding',c:'r-green'};if(p>=80)return{l:'Excellent',c:'r-teal'};if(p>=70)return{l:'Very Good',c:'r-teal'};if(p>=60)return{l:'Good',c:'r-teal'};return{l:'Average',c:'r-warn'};}\r\nfunction calcCGPA(){\r\n const m=document.getElementById('cgpa-mode').value;\r\n const v=parseFloat(document.getElementById('cgpa-val').value);\r\n if(isNaN(v)||v<0)return;\r\n let p,c,g;\r\n if(m==='cgpa-to-all'){c=v;p=Math.min(100,c*10);g=c2g(c);}\r\n else if(m==='percent-to-all'){p=v;c=p\/10;g=p2g(p);}\r\n else{g=v;p=g2p(g);c=p\/10;}\r\n const gr=grade(p);\r\n document.getElementById('cgpa-primary').textContent=m==='percent-to-all'?c.toFixed(2)+' CGPA':p.toFixed(1)+'%';\r\n document.getElementById('cgpa-primary-label').textContent=m==='percent-to-all'?'CGPA on 10-point scale':'Percentage';\r\n document.getElementById('cgpa-grid').innerHTML=`\r\n <div class=\"r-cell\"><div class=\"v\">${c.toFixed(2)}<\/div><div class=\"k\">CGPA \/ 10<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${p.toFixed(1)}%<\/div><div class=\"k\">Percentage<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${g.toFixed(1)}<\/div><div class=\"k\">GPA \/ 4.0<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${gr.l}<\/div><div class=\"k\">Grade<\/div><\/div>`;\r\n document.getElementById('cgpa-note').innerHTML='<strong>Admissions note:<\/strong> Most US universities need a minimum 3.0 GPA (\u22487.5 CGPA). UK typically requires a 2:1 (\u224860%). For Germany, use the German Grade Converter tab.';\r\n const r=document.getElementById('cgpa-result');\r\n r.className='result-box '+gr.c+' show';\r\n}\r\n\r\n\/\/ \u2500\u2500 TOOL 2: GERMAN \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nfunction updateGermanType(){\r\n const t=document.getElementById('german-type').value;\r\n document.getElementById('german-val-lbl').textContent=t==='pct'?'Your Percentage':'Your CGPA (10-point)';\r\n document.getElementById('german-val').placeholder=t==='pct'?'e.g. 78':'e.g. 8.2';\r\n}\r\nfunction calcGerman(){\r\n let v=parseFloat(document.getElementById('german-val').value);\r\n const t=document.getElementById('german-type').value;\r\n if(isNaN(v))return;\r\n if(t==='cgpa')v=v*10;\r\n v=Math.min(100,v);\r\n const gg=Math.min(5.0,Math.max(1.0,1+3*(100-v)\/(100-40)));\r\n let verdict,cls;\r\n if(gg<=1.5){verdict='\u2705 Sehr Gut (Very Good) \u2014 Eligible for top German universities';cls='r-green';}\r\n else if(gg<=2.5){verdict='\u2705 Gut (Good) \u2014 Strong eligibility for most German universities';cls='r-teal';}\r\n else if(gg<=3.5){verdict='\u26a0\ufe0f Befriedigend (Satisfactory) \u2014 Eligible for many programmes';cls='r-warn';}\r\n else if(gg<=4.0){verdict='\u26a0\ufe0f Ausreichend \u2014 Borderline; may need to improve or consider other options';cls='r-warn';}\r\n else{verdict='\u274c Nicht bestanden \u2014 Below passing threshold for German university admission';cls='r-warn';}\r\n document.getElementById('german-big').textContent=gg.toFixed(1);\r\n document.getElementById('german-verdict').textContent=verdict;\r\n document.getElementById('german-note').innerHTML=`Your score of <strong>${v.toFixed(1)}%<\/strong> converts to a German grade of <strong>${gg.toFixed(1)}<\/strong>. Remember: in Germany 1.0 is the highest grade and 4.0 is the minimum passing grade. Most public German universities charge only a semester fee of \u20ac150\u2013\u20ac350 \u2014 no tuition fees.`;\r\n document.getElementById('german-result').className='result-box '+cls+' show';\r\n}\r\n\r\n\/\/ \u2500\u2500 TOOL 3: IELTS \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nconst LT=[[39,9],[37,8.5],[35,8],[32,7.5],[30,7],[26,6.5],[23,6],[18,5.5],[16,5],[13,4.5],[10,4]];\r\nconst RT=[[39,9],[37,8.5],[35,8],[33,7.5],[30,7],[27,6.5],[23,6],[19,5.5],[15,5],[13,4.5],[10,4]];\r\nfunction r2b(raw,t){for(const[m,b]of t)if(raw>=m)return b;return 3.5;}\r\nfunction rndb(a){const f=Math.floor(a),d=a-f;return d<0.25?f:d<0.75?f+0.5:f+1;}\r\nfunction bc(b){if(b>=8)return'#1a7a46';if(b>=7)return'#033f44';if(b>=6)return'#b35c00';return'#a00000';}\r\nfunction calcIELTS(){\r\n const l=parseInt(document.getElementById('il').value);\r\n const r=parseInt(document.getElementById('ir').value);\r\n const w=parseFloat(document.getElementById('iw').value);\r\n const s=parseFloat(document.getElementById('is').value);\r\n if(isNaN(l)||isNaN(r)||!w||!s){alert('Please fill in all four sections.');return;}\r\n const lb=r2b(l,LT),rb=r2b(r,RT);\r\n const ov=rndb((lb+rb+w+s)\/4);\r\n let meter='';\r\n for(let i=1;i<=9;i++)meter+=`<div class=\"band-seg\" style=\"background:${i<=ov?bc(ov):'var(--teal-border)'}\"><\/div>`;\r\n let v,tips;\r\n if(ov>=8){v=`\ud83c\udfc6 Excellent \u2014 Band ${ov}. Eligible for virtually all universities worldwide.`;tips='You are well above most university requirements. Aim for Band 8.5+ if targeting Oxford, Cambridge, or highly selective programmes.';}\r\n else if(ov>=7){v=`\u2705 Strong \u2014 Band ${ov}. Meets most Russell Group and Group of Eight requirements.`;tips='To reach Band 8, focus on your weakest section. Most students improve 0.5 bands per 4 weeks of focused practice.';}\r\n else if(ov>=6.5){v=`\ud83d\udcc8 Good \u2014 Band ${ov}. Eligible for many universities; some require 7.0+.`;tips='You are close to Band 7. Focus on Writing and Speaking \u2014 these improve fastest with expert mentor feedback.';}\r\n else{v=`\ud83d\udcda Developing \u2014 Band ${ov}. More preparation is needed.`;tips='Band 6.5+ is the minimum for most universities. Take full mock tests weekly and get personalised feedback from an IMFS IELTS trainer.';}\r\n document.getElementById('ielts-overall').textContent=ov.toFixed(1);\r\n document.getElementById('ielts-overall').style.color=bc(ov);\r\n document.getElementById('ielts-meter').innerHTML=meter;\r\n document.getElementById('ielts-verdict').textContent=v;\r\n document.getElementById('ielts-secs').innerHTML=`\r\n <div class=\"sec4-cell\"><div class=\"sv\" style=\"color:${bc(lb)}\">${lb}<\/div><div class=\"sk\">\ud83c\udfa7 Listening<\/div><\/div>\r\n <div class=\"sec4-cell\"><div class=\"sv\" style=\"color:${bc(rb)}\">${rb}<\/div><div class=\"sk\">\ud83d\udcd6 Reading<\/div><\/div>\r\n <div class=\"sec4-cell\"><div class=\"sv\" style=\"color:${bc(w)}\">${w}<\/div><div class=\"sk\">\u270d\ufe0f Writing<\/div><\/div>\r\n <div class=\"sec4-cell\"><div class=\"sv\" style=\"color:${bc(s)}\">${s}<\/div><div class=\"sk\">\ud83d\udde3\ufe0f Speaking<\/div><\/div>`;\r\n document.getElementById('ielts-tips').innerHTML=`<strong>Improvement tip:<\/strong> ${tips}`;\r\n document.getElementById('ielts-result').className='result-box r-teal show';\r\n}\r\n\r\n\/\/ \u2500\u2500 TOOL 4: COST \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nconst CD={\r\n uk: {t:22,l:1.3,f:0.7, v:35000,i:30000,s:0.5,h:'UK: \u20b914\u201338L\/yr. London costs ~20% more than other cities.'},\r\n ireland: {t:18,l:1.1,f:0.65,v:25000,i:25000,s:0.4,h:'Ireland: \u20b912\u201325L\/yr. Dublin ~20% pricier than Cork or Limerick.'},\r\n germany: {t:0.3,l:0.85,f:0.55,v:20000,i:20000,s:0.4,h:'Germany: Nearly free! Only semester fee \u20b915,000\u201330,000\/yr. Best value in Europe.'},\r\n australia:{t:28,l:1.4,f:0.6, v:40000,i:35000,s:0.5,h:'Australia: \u20b920\u201350L\/yr. Sydney & Melbourne are the most expensive cities.'},\r\n nz: {t:22,l:1.1,f:0.65,v:30000,i:25000,s:0.4,h:'New Zealand: \u20b918\u201338L\/yr. Generally more affordable than Australia.'},\r\n usa: {t:35,l:1.5,f:0.75,v:30000,i:40000,s:0.6,h:'USA: \u20b925\u201360L\/yr. State universities are significantly cheaper than private ones.'},\r\n canada: {t:20,l:1.1,f:0.7, v:25000,i:25000,s:0.5,h:'Canada: \u20b915\u201330L\/yr. Strong post-study work rights (PGWP up to 3 years).'},\r\n};\r\nfunction updateCostDef(){\r\n const d=CD[document.getElementById('cc').value];\r\n document.getElementById('ct').value=d.t;\r\n document.getElementById('cl').value=d.l;\r\n document.getElementById('cf').value=d.f;\r\n document.getElementById('cv').value=d.v;\r\n document.getElementById('ci').value=d.i;\r\n document.getElementById('cs').value=d.s;\r\n document.getElementById('ct-hint').textContent=d.h;\r\n}\r\nwindow.addEventListener('DOMContentLoaded',updateCostDef);\r\nfunction calcCost(){\r\n const t=parseFloat(document.getElementById('ct').value)||0;\r\n const dur=parseFloat(document.getElementById('cd').value)||1;\r\n const l=parseFloat(document.getElementById('cl').value)||0;\r\n const f=parseFloat(document.getElementById('cf').value)||0;\r\n const v=parseFloat(document.getElementById('cv').value)||0;\r\n const i=parseFloat(document.getElementById('ci').value)||0;\r\n const s=parseFloat(document.getElementById('cs').value)||0;\r\n const ph=parseInt(document.getElementById('cph').value)||0;\r\n const w=parseFloat(document.getElementById('cw').value)||0;\r\n const fx=parseFloat(document.getElementById('cfx').value)||84;\r\n const totT=t*dur,totL=l*12*dur,oneT=f+s+(v+i*dur)\/100000;\r\n const gross=totT+totL+oneT;\r\n const earn=(ph*52*w*fx\/100000)*dur;\r\n const net=Math.max(0,gross-earn);\r\n document.getElementById('cst').textContent='\u20b9'+gross.toFixed(1)+'L';\r\n document.getElementById('cnet').textContent='\u20b9'+net.toFixed(1)+'L';\r\n document.getElementById('cbreakdown').innerHTML=`\r\n <div class=\"r-cell\"><div class=\"v\">\u20b9${totT.toFixed(1)}L<\/div><div class=\"k\">Tuition Total<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">\u20b9${totL.toFixed(1)}L<\/div><div class=\"k\">Living Total<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">\u20b9${oneT.toFixed(1)}L<\/div><div class=\"k\">One-Time<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\" style=\"color:#1a7a46\">\u2212\u20b9${earn.toFixed(1)}L<\/div><div class=\"k\">PT Earnings<\/div><\/div>`;\r\n document.getElementById('cnote').innerHTML='<strong>\ud83d\udca1 Scholarship tip:<\/strong> Scholarships averaging \u20b93\u201315L\/year are available for Indian students. IMFS counsellors actively help identify and apply for relevant scholarships. <a href=\"http:\/\/ignitus.in\/imfs\/study-abroad-scholarships-2026-how-to-fund-your-ms-mba-ug\/\" style=\"color:var(--teal);font-weight:700;\">View Scholarship Guide \u2192<\/a>';\r\n document.getElementById('cost-result').style.display='block';\r\n}\r\n\r\n\/\/ \u2500\u2500 TOOL 5: GRE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\r\nconst VP={130:1,131:2,132:3,133:4,134:6,135:8,136:11,137:14,138:17,139:21,140:25,141:29,142:34,143:39,144:43,145:48,146:52,147:57,148:61,149:65,150:69,151:72,152:75,153:78,154:81,155:84,156:86,157:88,158:90,159:92,160:93,161:95,162:96,163:97,164:98,165:98,166:99,167:99,168:99,169:99,170:99};\r\nconst QP={130:1,131:2,132:4,133:6,134:9,135:12,136:15,137:19,138:23,139:27,140:31,141:35,142:39,143:43,144:47,145:51,146:55,147:58,148:62,149:65,150:68,151:71,152:74,153:77,154:80,155:82,156:84,157:86,158:88,159:90,160:91,161:92,162:93,163:94,164:95,165:96,166:97,167:97,168:98,169:99,170:99};\r\nconst AP={6.0:99,5.5:96,5.0:84,4.5:62,4.0:44,3.5:28,3.0:14,2.5:7,2.0:3};\r\nconst PB={cs:{v:155,q:163,a:4.0,l:'MS CS \/ AI \/ ML'},eng:{v:152,q:161,a:3.5,l:'MS Engineering'},biz:{v:158,q:158,a:4.5,l:'MBA'},sci:{v:155,q:158,a:4.0,l:'MS Sciences'},hum:{v:161,q:150,a:4.5,l:'Humanities'},phd:{v:158,q:160,a:5.0,l:'PhD'}};\r\nfunction calcGRE(){\r\n const v=parseInt(document.getElementById('gv').value);\r\n const q=parseInt(document.getElementById('gq').value);\r\n const a=parseFloat(document.getElementById('ga').value);\r\n const prog=document.getElementById('gp').value;\r\n if(isNaN(v)||isNaN(q)||isNaN(a)||v<130||v>170||q<130||q>170){alert('Please enter valid GRE scores (130\u2013170 for Verbal and Quant).');return;}\r\n const vp=VP[v]||50,qp=QP[q]||50,ap=AP[a]||50;\r\n const b=PB[prog];\r\n document.getElementById('gre-scores').innerHTML=`\r\n <div class=\"r-cell\"><div class=\"v\">${v}<\/div><div class=\"k\">Verbal<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${q}<\/div><div class=\"k\">Quant<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${a}<\/div><div class=\"k\">AWA<\/div><\/div>\r\n <div class=\"r-cell\"><div class=\"v\">${v+q}<\/div><div class=\"k\">V + Q Total<\/div><\/div>`;\r\n document.getElementById('gre-bars').innerHTML=`\r\n <div class=\"pb-row\"><div class=\"pb-header\"><span>Verbal (${v})<\/span><span>${vp}th percentile<\/span><\/div><div class=\"pb-track\"><div class=\"pb-fill\" style=\"width:${vp}%\"><\/div><\/div><\/div>\r\n <div class=\"pb-row\"><div class=\"pb-header\"><span>Quantitative (${q})<\/span><span>${qp}th percentile<\/span><\/div><div class=\"pb-track\"><div class=\"pb-fill\" style=\"width:${qp}%\"><\/div><\/div><\/div>\r\n <div class=\"pb-row\"><div class=\"pb-header\"><span>AWA (${a})<\/span><span>${ap}th percentile<\/span><\/div><div class=\"pb-track\"><div class=\"pb-fill\" style=\"width:${ap}%\"><\/div><\/div><\/div>`;\r\n const vs=v>=b.v?'\u2705':'\u26a0\ufe0f',qs=q>=b.q?'\u2705':'\u26a0\ufe0f',as=a>=b.a?'\u2705':'\u26a0\ufe0f';\r\n document.getElementById('gre-bench').innerHTML=`\r\n <div style=\"font-size:11px;font-weight:700;color:var(--teal);text-transform:uppercase;letter-spacing:0.5px;margin-bottom:8px;\">Your Scores vs ${b.l} Benchmark<\/div>\r\n <div style=\"font-size:13px;line-height:2;color:var(--text);\">${vs} Verbal: ${v} (you) vs ${b.v} (benchmark)<br>${qs} Quant: ${q} (you) vs ${b.q} (benchmark)<br>${as} AWA: ${a} (you) vs ${b.a} (benchmark)<\/div>`;\r\n let tips;\r\n if(v<b.v&&q<b.q)tips='Both Verbal and Quant are below benchmark. Prioritise Quant first \u2014 it improves faster for most Indian students. Consider retaking after 6\u20138 weeks of focused preparation.';\r\n else if(v<b.v)tips='Verbal is below benchmark. Focus on vocabulary building (flashcards + reading in context) and Reading Comprehension daily.';\r\n else if(q<b.q)tips='Quant is below benchmark. Review Algebra, Data Interpretation and Geometry with timed problem sets.';\r\n else tips='Your scores meet or exceed the benchmarks for your target programme. Focus now on your SOP, letters of recommendation, and university shortlisting. IMFS can help with all of these.';\r\n document.getElementById('gre-tips').innerHTML=`<strong>Next step:<\/strong> ${tips}`;\r\n document.getElementById('gre-result').className='result-box r-teal show';\r\n}\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08dbb01 e-flex e-con-boxed e-con e-parent\" data-id=\"08dbb01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f3667a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2f3667a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aca77b elementor-widget elementor-widget-heading\" data-id=\"7aca77b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><h2>Few success stories<\/h2><\/h1>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5132bb e-con-full e-flex e-con e-child\" data-id=\"a5132bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7450bbe e-grid e-con-full e-con e-child\" data-id=\"7450bbe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9549dde elementor-widget elementor-widget-video\" data-id=\"9549dde\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"youtube_url":"https:\\\/\\\/youtube.com\\\/shorts\\\/QFTNNQJ2ZCQ","video_type":"youtube","controls":"yes"}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a089f5f elementor-widget elementor-widget-video\" data-id=\"a089f5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"youtube_url":"https:\\\/\\\/www.youtube.com\\\/watch?v=wS3iD4uDaAA&feature=youtu.be","video_type":"youtube","controls":"yes"}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7565969 elementor-widget elementor-widget-video\" data-id=\"7565969\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{"youtube_url":"https:\\\/\\\/youtu.be\\\/Xs6vYKwd-Ds","video_type":"youtube","controls":"yes"}\" data-widget_type=\"video.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-603e5ab e-flex e-con-boxed e-con e-parent\" data-id=\"603e5ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42effd2 elementor-widget elementor-widget-html\" data-id=\"42effd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n\n\n<link rel=\"canonical\" href=\"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\" \/>\n<meta name=\"robots\" content=\"index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1\" \/>\n\n\n<meta name=\"googlebot\" content=\"index, follow\" \/>\n<meta name=\"Google-Extended\" content=\"index, follow\" \/>\n<meta name=\"GPTBot\" content=\"index, follow\" \/>\n<meta name=\"ClaudeBot\" content=\"index, follow\" \/>\n<meta name=\"anthropic-ai\" content=\"index, follow\" \/>\n<meta name=\"OAI-SearchBot\" content=\"index, follow\" \/>\n<meta name=\"bingbot\" content=\"index, follow\" \/>\n<meta name=\"PerplexityBot\" content=\"index, follow\" \/>\n<meta name=\"Applebot-Extended\" content=\"index, follow\" \/>\n<meta name=\"FacebookBot\" content=\"index, follow\" \/>\n<meta name=\"CCBot\" content=\"index, follow\" \/>\n\n\n<meta name=\"description:ai\" content=\"This page provides four free online calculators for Indian students planning to study abroad: (1) CGPA to GPA Converter \u2014 converts between CGPA (10-point scale), percentage, and GPA (4.0 scale) for Anna University, VTU, Mumbai University, JNTU and generic scales; (2) GRE Percentile Calculator \u2014 shows GRE Verbal, Quantitative and Analytical Writing percentiles with programme benchmarks; (3) German Grade Converter \u2014 converts Indian CGPA or percentage to the German 1.0-5.0 grading scale using the Modified Bavarian Formula, as used by German universities and uni-assist for international applicants; (4) Study Abroad Cost Estimator \u2014 calculates total cost of studying abroad in INR (Indian Rupees, Lakhs) covering tuition, living costs, travel, visa fees, insurance and part-time work earnings offset, with pre-filled defaults for USA, UK, Canada, Australia, Germany and Ireland. All tools are free, require no login, and are provided by IMFS \u2014 Institute of Management and Foreign Studies, India's study abroad consultancy since 1997.\" \/>\n\n\n<meta property=\"og:type\" content=\"website\" \/>\n<meta property=\"og:locale\" content=\"en_IN\" \/>\n<meta property=\"og:site_name\" content=\"IMFS \u2014 Study Abroad\" \/>\n<meta property=\"og:title\" content=\"Free Study Abroad Calculators & Tools 2026 | CGPA, GRE, IELTS, Cost | IMFS\" \/>\n<meta property=\"og:description\" content=\"Free online tools for Indian students: CGPA to GPA converter, GRE percentile checker, German grade calculator (Bavarian Formula) and study abroad cost estimator in INR. No login required.\" \/>\n<meta property=\"og:url\" content=\"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\" \/>\n<meta property=\"og:image\" content=\"http:\/\/ignitus.in\/imfs\/wp-content\/uploads\/2025\/10\/IMFS_Logo_Green-1.png\" \/>\n\n\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Free Study Abroad Calculators 2026 | IMFS\" \/>\n<meta name=\"twitter:description\" content=\"CGPA to GPA, GRE percentile, German grade (Bavarian Formula) and cost estimator in INR. Free tools for Indian students. No login.\" \/>\n<meta name=\"twitter:image\" content=\"http:\/\/ignitus.in\/imfs\/wp-content\/uploads\/2025\/10\/IMFS_Logo_Green-1.png\" \/>\n\n\n<script type=\"application\/ld+json\">\n{\n \"@context\": \"https:\/\/schema.org\",\n \"@graph\": [\n\n {\n \"@type\": \"WebPage\",\n \"@id\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/#webpage\",\n \"url\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\",\n \"name\": \"Free Study Abroad Calculators & Tools 2026 | CGPA, GRE, German Grade, Cost | IMFS\",\n \"description\": \"Four free online calculators for Indian students planning to study abroad: CGPA to GPA converter, GRE percentile checker, German grade converter (Modified Bavarian Formula), and study abroad cost estimator in Indian Rupees. No login required. Provided by IMFS since 1997.\",\n \"inLanguage\": \"en\",\n \"datePublished\": \"2025-01-01\",\n \"dateModified\": \"2026-03-25\",\n \"isPartOf\": { \"@id\": \"http:\/\/ignitus.in\/imfs\/#website\" },\n \"publisher\": { \"@id\": \"http:\/\/ignitus.in\/imfs\/#organization\" },\n \"breadcrumb\": { \"@id\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/#breadcrumb\" },\n \"about\": [\n { \"@type\": \"Thing\", \"name\": \"CGPA to GPA Conversion\" },\n { \"@type\": \"Thing\", \"name\": \"GRE Percentile\" },\n { \"@type\": \"Thing\", \"name\": \"German University Grade Conversion\" },\n { \"@type\": \"Thing\", \"name\": \"Study Abroad Cost Estimation\" }\n ],\n \"keywords\": [\n \"CGPA to GPA converter\",\n \"CGPA to GPA calculator India\",\n \"GRE percentile calculator 2026\",\n \"German grade converter Bavarian Formula\",\n \"study abroad cost calculator India\",\n \"study abroad cost in rupees\",\n \"CGPA to 4.0 GPA Anna University\",\n \"VTU CGPA to GPA\",\n \"JNTU CGPA to GPA\",\n \"Indian CGPA to German grade\",\n \"uni-assist grade calculator\",\n \"cost of studying in USA in rupees\",\n \"study in Germany cost calculator\"\n ]\n },\n\n {\n \"@type\": \"BreadcrumbList\",\n \"@id\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/#breadcrumb\",\n \"itemListElement\": [\n {\n \"@type\": \"ListItem\",\n \"position\": 1,\n \"name\": \"Home\",\n \"item\": \"http:\/\/ignitus.in\/imfs\/\"\n },\n {\n \"@type\": \"ListItem\",\n \"position\": 2,\n \"name\": \"Free Study Abroad Calculators & Tools\",\n \"item\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\"\n }\n ]\n },\n\n {\n \"@type\": \"ItemList\",\n \"@id\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/#toollist\",\n \"name\": \"IMFS Free Study Abroad Calculators & Tools\",\n \"description\": \"Free online calculators for Indian students planning to study abroad \u2014 grade conversion, test score percentiles, and cost estimation.\",\n \"url\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\",\n \"numberOfItems\": 4,\n \"itemListElement\": [\n\n {\n \"@type\": \"ListItem\",\n \"position\": 1,\n \"item\": {\n \"@type\": \"SoftwareApplication\",\n \"@id\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/#cgpa-converter\",\n \"name\": \"CGPA to GPA Converter\",\n \"alternateName\": \"CGPA to GPA Calculator for Indian Students\",\n \"applicationCategory\": \"EducationalApplication\",\n \"operatingSystem\": \"Web\",\n \"url\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\",\n \"description\": \"Converts between CGPA (10-point scale), percentage, and GPA (4.0 scale) for major Indian university grading systems. Supports Anna University (multiply by 9.5), VTU, Mumbai University, JNTU (multiply by 10) and a generic 10-point scale. US universities typically require a minimum 3.0 GPA (approximately 7.5 CGPA); UK universities require a 2:1 (approximately 60%). For Germany, use the German Grade Converter tool instead.\",\n \"offers\": { \"@type\": \"Offer\", \"price\": \"0\", \"priceCurrency\": \"INR\" },\n \"provider\": { \"@id\": \"http:\/\/ignitus.in\/imfs\/#organization\" },\n \"featureList\": [\n \"CGPA to GPA (4.0) conversion\",\n \"Percentage to GPA conversion\",\n \"GPA to CGPA and percentage conversion\",\n \"Supports Anna University, VTU, Mumbai University, JNTU\",\n \"Grade classification output (First Class, Distinction etc.)\"\n ]\n }\n },\n\n {\n \"@type\": \"ListItem\",\n \"position\": 2,\n \"item\": {\n \"@type\": \"SoftwareApplication\",\n \"@id\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/#gre-percentile\",\n \"name\": \"GRE Percentile Calculator\",\n \"alternateName\": \"GRE Score Percentile Checker 2026\",\n \"applicationCategory\": \"EducationalApplication\",\n \"operatingSystem\": \"Web\",\n \"url\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\",\n \"description\": \"Calculates GRE Verbal Reasoning, Quantitative Reasoning and Analytical Writing percentile rankings. Shows benchmark comparisons for the student's chosen programme (MS Computer Science, MS Engineering, MBA etc.) and displays a pass\/fail indicator for each section. Provides a personalised next-step tip based on the weakest section. Note: many universities including MIT and Stanford have made GRE optional \u2014 always verify with the specific programme. GRE scores are valid for 5 years from the test date.\",\n \"offers\": { \"@type\": \"Offer\", \"price\": \"0\", \"priceCurrency\": \"INR\" },\n \"provider\": { \"@id\": \"http:\/\/ignitus.in\/imfs\/#organization\" },\n \"featureList\": [\n \"GRE Verbal percentile calculation\",\n \"GRE Quantitative percentile calculation\",\n \"GRE Analytical Writing percentile calculation\",\n \"Programme-specific benchmark comparison\",\n \"Personalised improvement tip\"\n ]\n }\n },\n\n {\n \"@type\": \"ListItem\",\n \"position\": 3,\n \"item\": {\n \"@type\": \"SoftwareApplication\",\n \"@id\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/#german-grade\",\n \"name\": \"German Grade Converter\",\n \"alternateName\": \"Indian CGPA to German Grade Calculator \u2014 Modified Bavarian Formula\",\n \"applicationCategory\": \"EducationalApplication\",\n \"operatingSystem\": \"Web\",\n \"url\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/\",\n \"description\": \"Converts Indian CGPA (10-point) or percentage to the German university grading scale (1.0 to 5.0) using the Modified Bavarian Formula \u2014 the official method used by German universities and uni-assist for evaluating international applicants. In the German system, 1.0 is the highest grade and 4.0 is the minimum passing grade. A result of 1.0 to 2.5 indicates strong eligibility; 2.6 to 3.5 is moderate eligibility; above 4.0 is generally not eligible for standard admission. 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Covers annual tuition, monthly living costs, one-time travel costs, visa fees, and insurance. Allows adjustment for part-time work earnings (up to 20 hours per week as permitted by most student visas) to show net cost after earnings. Pre-filled defaults are provided for USA, UK, Canada, Australia, Germany and Ireland. London and Sydney typically cost approximately 20% more than the pre-filled defaults for those countries. Output shows gross total cost and net cost after part-time earnings, broken down by category.\",\n \"offers\": { \"@type\": \"Offer\", \"price\": \"0\", \"priceCurrency\": \"INR\" },\n \"provider\": { \"@id\": \"http:\/\/ignitus.in\/imfs\/#organization\" },\n \"featureList\": [\n \"Total cost calculation in INR (Lakhs)\",\n \"Covers tuition, living, travel, visa and insurance\",\n \"Part-time work earnings offset\",\n \"Pre-filled defaults for USA, UK, Canada, Australia, Germany, Ireland\",\n \"Gross and net cost breakdown by category\"\n ]\n }\n }\n\n ]\n },\n\n {\n \"@type\": \"FAQPage\",\n \"@id\": \"http:\/\/ignitus.in\/imfs\/study-abroad-calculators-tools\/#faq\",\n \"mainEntity\": [\n\n {\n \"@type\": \"Question\",\n \"name\": \"How do I convert my CGPA to GPA for US universities?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"Use the IMFS CGPA to GPA Converter on this page. Select your university scale \u2014 Anna University uses a 9.5 multiplier; VTU, Mumbai University and JNTU use a 10 multiplier; choose Generic (10-point) if unsure. Enter your CGPA and click Convert to instantly see your GPA on the 4.0 scale. US universities typically require a minimum 3.0 GPA, which is approximately 7.5 CGPA on a 10-point scale.\"\n }\n },\n\n {\n \"@type\": \"Question\",\n \"name\": \"How is the German grade calculated from an Indian CGPA using the Bavarian Formula?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"The Modified Bavarian Formula used by German universities and uni-assist for Indian applicants is: German Grade = 1 + 3 \u00d7 ((Nmax - Nd) \/ (Nmax - Nmin)), where Nmax is the maximum possible percentage (100), Nmin is the minimum passing percentage (typically 40 or 50), and Nd is your actual percentage. The IMFS German Grade Converter applies this formula automatically. Enter your CGPA or percentage, click Convert, and see your German grade on the 1.0 to 5.0 scale. A grade of 1.0 to 2.5 indicates strong eligibility for German university admission.\"\n }\n },\n\n {\n \"@type\": \"Question\",\n \"name\": \"What is the total cost of studying in the USA for Indian students in 2026?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"The total cost of studying in the USA for Indian students varies widely by university and city. Using the IMFS Study Abroad Cost Estimator, a typical MS programme at a mid-tier US university costs approximately INR 80 to 120 Lakhs over 2 years, covering tuition (approximately USD 30,000 to 50,000 per year), living costs (approximately USD 12,000 to 18,000 per year), visa fees, travel and insurance. Part-time work earnings of up to 20 hours per week can offset INR 10 to 20 Lakhs. Use the calculator on this page for a personalised estimate based on your specific university and course duration.\"\n }\n },\n\n {\n \"@type\": \"Question\",\n \"name\": \"What is a good GRE score for MS admissions in 2026?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"For MS Computer Science at top-50 US universities, a competitive GRE score is typically 320 or above (Quant 165+, Verbal 155+). For MS Engineering programmes, 315 to 320 is competitive. Use the IMFS GRE Percentile Calculator on this page to check your exact percentile for Verbal, Quantitative and Analytical Writing sections, and see programme-specific benchmarks. Note that many universities including MIT, Stanford and Carnegie Mellon have made GRE optional \u2014 always verify the requirement on the specific programme page before applying.\"\n }\n },\n\n {\n \"@type\": \"Question\",\n \"name\": \"What is the cost of studying in Germany for Indian students?\",\n \"acceptedAnswer\": {\n \"@type\": \"Answer\",\n \"text\": \"Germany is one of the most affordable study destinations for Indian students. Most public German universities charge no tuition fees \u2014 only a semester contribution fee of approximately EUR 150 to 350 per semester. Monthly living costs in Germany are approximately EUR 850 to 1,100. Using the IMFS Study Abroad Cost Estimator, the total cost of a 2-year MS programme in Germany is approximately INR 20 to 35 Lakhs, covering living costs, travel, visa and health insurance \u2014 making it one of the lowest-cost options for a quality European education. Indian students need a German grade of approximately 2.5 or better (using the Modified Bavarian Formula) for admission to public universities.\"\n }\n }\n\n ]\n },\n\n {\n \"@type\": \"WebSite\",\n \"@id\": \"http:\/\/ignitus.in\/imfs\/#website\",\n \"url\": \"http:\/\/ignitus.in\/imfs\/\",\n \"name\": \"IMFS \u2014 Study Abroad\",\n \"description\": \"We Give Wings to your Study Abroad Dreams \u2014 India's trusted study abroad consultancy since 1997.\",\n \"publisher\": { \"@id\": \"http:\/\/ignitus.in\/imfs\/#organization\" },\n \"potentialAction\": {\n \"@type\": \"SearchAction\",\n \"target\": {\n \"@type\": \"EntryPoint\",\n \"urlTemplate\": \"http:\/\/ignitus.in\/imfs\/?s={search_term_string}\"\n },\n \"query-input\": \"required name=search_term_string\"\n }\n },\n\n {\n \"@type\": \"Organization\",\n \"@id\": \"http:\/\/ignitus.in\/imfs\/#organization\",\n \"name\": \"IMFS \u2014 Institute of Management & Foreign Studies\",\n \"url\": \"http:\/\/ignitus.in\/imfs\/\",\n \"logo\": {\n \"@type\": \"ImageObject\",\n \"url\": \"http:\/\/ignitus.in\/imfs\/wp-content\/uploads\/2025\/10\/IMFS_Logo_Green-1.png\",\n \"width\": 200,\n \"height\": 60\n },\n \"foundingDate\": \"1997\",\n \"email\": \"info@imfs.co.in\",\n \"telephone\": \"+91-22-69210000\",\n \"description\": \"IMFS has guided 67,000+ Indian students to study abroad since 1997. 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Instantly convert your CGPA to percentage, 4.0 GPA scale, or German grades. Supports CBSE, Mumbai University, SPPU, VTU and all major Indian university formulas. Check your eligibility for US, UK, Australia, Canada and Germany admissions. Powered by IMFS \u2014 India’s overseas consultant since 1997.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-30290","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"http:\/\/ignitus.in\/imfs\/wp-json\/wp\/v2\/pages\/30290","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ignitus.in\/imfs\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/ignitus.in\/imfs\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/ignitus.in\/imfs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/ignitus.in\/imfs\/wp-json\/wp\/v2\/comments?post=30290"}],"version-history":[{"count":0,"href":"http:\/\/ignitus.in\/imfs\/wp-json\/wp\/v2\/pages\/30290\/revisions"}],"wp:attachment":[{"href":"http:\/\/ignitus.in\/imfs\/wp-json\/wp\/v2\/media?parent=30290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}